The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Samta Nagar Bikaner branch in Bikaner, Bikaner, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Bikaner or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0003669. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Samta Nagar Bikaner, Bikaner
The table below shows the main details of the IFSC Code UTIB0003669 for the Axis Bank branch in Bikaner, which falls under the Bikaner district in Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003669 |
| Branch | Samta Nagar Bikaner |
| City | Bikaner |
| District | Bikaner |
| State | Rajasthan |
| Address | Gr Flr, Shop Nos. 1 3 5 Part, Akshay Hotel, Samta Nagar, Ganga Nagar Road, Opp Bus Stand, Bikaner, Rajasthan |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Bikaner for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003669 for the Samta Nagar Bikaner branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Samta Nagar Bikaner, Bikaner, Rajasthan, are allotted a unique IFSC like UTIB0003669 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bikaner.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bikaner and Bikaner.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Samta Nagar Bikaner reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code UTIB0003669
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Samta Nagar Bikaner in Bikaner.
For example, the IFSC Code UTIB0003669 of Axis Bank for the Samta Nagar Bikaner branch has these elements, identifying the bank and the branch location in Bikaner and Rajasthan correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0003669 of Axis Bank for its Samta Nagar Bikaner branch located in Bikaner, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Bikaner and Bikaner, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Samta Nagar Bikaner or Bikaner to get the exact IFSC Code UTIB0003669.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Bikaner, then it will provide you proper information.
How to Use IFSC Code UTIB0003669 for Online Transfers?
Once you have the IFSC Code UTIB0003669 for the Samta Nagar Bikaner branch of Axis Bank in Bikaner, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003669. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003669.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Samta Nagar Bikaner in Bikaner, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Samta Nagar Bikaner, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bikaner manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003669.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gr Flr, Shop Nos. 1 3 5 Part, Akshay Hotel, Samta Nagar, Ganga Nagar Road, Opp Bus Stand, Bikaner, Rajasthan located in Bikaner, Bikaner, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
