The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Katariyasar branch in Bikaner, Bikaner, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Bikaner or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0002515. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Katariyasar, Bikaner

Below in the table are the key details related to IFSC Code UTIB0002515 of Axis Bank for its branch located in Bikaner, within the district of Bikaner in the state of Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002515
Branch Katariyasar
City Bikaner
District Bikaner
State Rajasthan
Address Katariyasar,Jasnathpura,Bamblu,Jaipur Road,Bikaner,Rajasthan 334022

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Bikaner for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002515 for the Katariyasar branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002515 is given to every bank branch, including Axis Bank located in Katariyasar, Bikaner, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Bikaner.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bikaner and Bikaner.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Katariyasar doesn't end up at another location.

Format of the IFSC Code UTIB0002515

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Katariyasar in Bikaner.

For example, the IFSC Code UTIB0002515 of Axis Bank for the Katariyasar branch includes these elements, identifying the bank and the branch location in Bikaner and Rajasthan accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002515 of Axis Bank for its Katariyasar branch located in Bikaner, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Bikaner and Bikaner, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Katariyasar or Bikaner to get the exact IFSC Code UTIB0002515.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Bikaner, you'll get the correct details.

How to Use IFSC Code UTIB0002515 for Online Transfers?

Once you have the IFSC Code UTIB0002515 for the Katariyasar branch of Axis Bank in Bikaner, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002515. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002515.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Katariyasar in Bikaner, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Katariyasar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bikaner to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Katariyasar, Bikaner?

The IFSC Code is UTIB0002515.

Is the IFSC Code UTIB0002515 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Katariyasar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Katariyasar branch?

The address of the branch is Katariyasar,Jasnathpura,Bamblu,Jaipur Road,Bikaner,Rajasthan 334022 located in Bikaner, Bikaner, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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