The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its The Jagruti Co-Operative Bank Ltd branch in Belgaum, Belgaum, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Belgaum or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SJCBLB. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, The Jagruti Co-Operative Bank Ltd, Belgaum
Below in the table are the key details related to IFSC Code UTIB0SJCBLB of Axis Bank for its branch located in Belgaum, within the district of Belgaum in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SJCBLB |
| Branch | The Jagruti Co-Operative Bank Ltd |
| City | Belgaum |
| District | Belgaum |
| State | Karnataka |
| Address | Belgaum |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Belgaum for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0SJCBLB for the The Jagruti Co-Operative Bank Ltd branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in The Jagruti Co-Operative Bank Ltd, Belgaum, Karnataka, are allotted a unique IFSC like UTIB0SJCBLB to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Belgaum.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Belgaum and Belgaum.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in The Jagruti Co-Operative Bank Ltd reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code UTIB0SJCBLB
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Jagruti Co-Operative Bank Ltd in Belgaum.
For example, the IFSC Code UTIB0SJCBLB of Axis Bank for the The Jagruti Co-Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Belgaum and Karnataka accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0SJCBLB of Axis Bank for its The Jagruti Co-Operative Bank Ltd branch located in Belgaum, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Belgaum and Belgaum, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for The Jagruti Co-Operative Bank Ltd or Belgaum to get the exact IFSC Code UTIB0SJCBLB.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Belgaum that will provide accurate information.
How to Use IFSC Code UTIB0SJCBLB for Online Transfers?
If you have the IFSC Code UTIB0SJCBLB for the The Jagruti Co-Operative Bank Ltd branch of Axis Bank in Belgaum, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0SJCBLB. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0SJCBLB.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank The Jagruti Co-Operative Bank Ltd in Belgaum, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in The Jagruti Co-Operative Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Belgaum manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Jagruti Co-Operative Bank Ltd Belgaum branch is UTIB0SJCBLB.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Belgaum.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
