The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Nehru Nagar (Belgaum Ii) branch in Belgaum, Belgaum, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Belgaum or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0001690. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Nehru Nagar (Belgaum Ii), Belgaum

Here are some of the key details that come with the IFSC Code UTIB0001690 of Axis Bank for its branch located in Belgaum, within the district of Belgaum in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001690
Branch Nehru Nagar (Belgaum Ii)
City Belgaum
District Belgaum
State Karnataka
Address Nehru Nagar, Ratna Plaza, Cts. No. 10593 A & B, Kolhapur Circle, Belgaum 590010

These details helps users in online banking and for businesses and individuals who use Axis Bank in Belgaum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001690 for the Nehru Nagar (Belgaum Ii) branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Nehru Nagar (Belgaum Ii), Belgaum, Karnataka, is provided a unique IFSC like UTIB0001690 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Belgaum.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Belgaum and Belgaum.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Nehru Nagar (Belgaum Ii) do not get misguided to another person.

Format of the IFSC Code UTIB0001690

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nehru Nagar (Belgaum Ii) in Belgaum.

For example, the IFSC Code UTIB0001690 of Axis Bank for the Nehru Nagar (Belgaum Ii) branch includes these elements, identifying the bank and the branch location in Belgaum and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001690 of Axis Bank for its Nehru Nagar (Belgaum Ii) branch located in Belgaum, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Belgaum and Belgaum, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Nehru Nagar (Belgaum Ii) or Belgaum to find the exact IFSC Code UTIB0001690.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Belgaum will provide accurate information.

How to Use IFSC Code UTIB0001690 for Online Transfers?

Once you have the IFSC Code UTIB0001690 for the Nehru Nagar (Belgaum Ii) branch of Axis Bank in Belgaum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0001690. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001690.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Nehru Nagar (Belgaum Ii) in Belgaum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Nehru Nagar (Belgaum Ii), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Belgaum manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Nehru Nagar (Belgaum Ii), Belgaum?

The IFSC Code is UTIB0001690.

Is the IFSC Code UTIB0001690 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Nehru Nagar (Belgaum Ii)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Nehru Nagar (Belgaum Ii) branch?

The address of the branch is Nehru Nagar, Ratna Plaza, Cts. No. 10593 A & B, Kolhapur Circle, Belgaum 590010 located in Belgaum, Belgaum, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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