There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Mumbai Goregaon branch in Mumbai, No Block, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Au Small Finance Bank Limited situated in Mumbai or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code AUBL0004169. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Mumbai Goregaon, Mumbai
The table below shows the main details of the IFSC Code AUBL0004169 for the Au Small Finance Bank Limited branch in Mumbai, which falls under the No Block district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0004169 |
| Branch | Mumbai Goregaon |
| City | Mumbai |
| District | No Block |
| State | Maharashtra |
| Address | Ground Floor,Shop No.2,Rustomjee Ozone Building Goregaon Mulund Link Road Goregaon West |
These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004169 for the Mumbai Goregaon branch of Au Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Mumbai Goregaon, Mumbai, Maharashtra, are given a unique IFSC like AUBL0004169 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mumbai and No Block.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Au Small Finance Bank Limited in Mumbai Goregaon goes to the correct branch. This is important because Au Small Finance Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code AUBL0004169
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mumbai Goregaon in Mumbai.
For example, the IFSC Code AUBL0004169 of Au Small Finance Bank Limited for the Mumbai Goregaon branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are looking for the IFSC Code AUBL0004169 of Au Small Finance Bank Limited for its Mumbai Goregaon branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book that is issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Au Small Finance Bank Limited branches in Mumbai and No Block, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Au Small Finance Bank Limited and look for the branch locator section, then search for Mumbai Goregaon or Mumbai to get the exact IFSC Code AUBL0004169.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Au Small Finance Bank Limited and Mumbai, then it will provide you proper information.
How to Use IFSC Code AUBL0004169 for Online Transfers?
If you have the IFSC Code AUBL0004169 for the Mumbai Goregaon branch of Au Small Finance Bank Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0004169. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004169.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Mumbai Goregaon in Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Mumbai Goregaon, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mumbai manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0004169.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor,Shop No.2,Rustomjee Ozone Building Goregaon Mulund Link Road Goregaon West located in Mumbai, No Block, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.