The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Au Small Finance Bank Limited for its Gariahat branch in Kolkata, No Block, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Au Small Finance Bank Limited located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code AUBL0004210. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Au Small Finance Bank Limited, Gariahat, Kolkata
Below in the table are the key details related to IFSC Code AUBL0004210 of Au Small Finance Bank Limited for its branch located in Kolkata, within the district of No Block in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0004210 |
| Branch | Gariahat |
| City | Kolkata |
| District | No Block |
| State | West Bengal |
| Address | 10,Hindustan Road,Doer Terrace,Gariahat Kolkata,West Bengal-700029 |
These details are important not only for users using online banking but also for businesses and individuals who use Au Small Finance Bank Limited in Kolkata for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code AUBL0004210 for the Gariahat branch of Au Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like AUBL0004210 is given to every bank branch, including Au Small Finance Bank Limited located in Gariahat, Kolkata, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Au Small Finance Bank Limited branch in Kolkata.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kolkata and No Block.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Gariahat doesn't end up at another location.
Format of the IFSC Code AUBL0004210
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gariahat in Kolkata.
For example, the IFSC Code AUBL0004210 of Au Small Finance Bank Limited for the Gariahat branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal correctly.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are looking for the IFSC Code AUBL0004210 of Au Small Finance Bank Limited for its Gariahat branch located in Kolkata, the following methods can help:
Cheque Book
The cheque book that is issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Au Small Finance Bank Limited branches in Kolkata and No Block, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Au Small Finance Bank Limited and look for the branch locator section, then search for Gariahat or Kolkata to get the exact IFSC Code AUBL0004210.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Au Small Finance Bank Limited and Kolkata, then it will provide you proper information.
How to Use IFSC Code AUBL0004210 for Online Transfers?
Once you have the IFSC Code AUBL0004210 for the Gariahat branch of Au Small Finance Bank Limited in Kolkata, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0004210. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004210.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Gariahat in Kolkata, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Gariahat, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kolkata manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0004210.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 10,Hindustan Road,Doer Terrace,Gariahat Kolkata,West Bengal-700029 located in Kolkata, No Block, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.