For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Kandivali West M G Road branch in Mumbai, Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AUBL0002664. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Kandivali West M G Road, Mumbai

Here are the main details that are associated with the IFSC Code AUBL0002664 of Au Small Finance Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002664
Branch Kandivali West M G Road
City Mumbai
District Mumbai
State Maharashtra
Address Shop No.2 3,Ground Floor,Rashmi Height,Mg Road,Amrut Nagar,Kandivali W ,Mumbai,Maharashtra 400067

These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002664 for the Kandivali West M G Road branch of Au Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Kandivali West M G Road, Mumbai, Maharashtra, are allotted a unique IFSC like AUBL0002664 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mumbai and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Au Small Finance Bank Limited in Kandivali West M G Road reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code AUBL0002664

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Au Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kandivali West M G Road in Mumbai.

For example, the IFSC Code AUBL0002664 of Au Small Finance Bank Limited for the Kandivali West M G Road branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are looking for the IFSC Code AUBL0002664 of Au Small Finance Bank Limited for its Kandivali West M G Road branch located in Mumbai, the following methods can help:

Cheque Book

The cheque book that is issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Au Small Finance Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Au Small Finance Bank Limited and look for the branch locator section, then search for Kandivali West M G Road or Mumbai to get the exact IFSC Code AUBL0002664.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Au Small Finance Bank Limited and Mumbai, then it will provide you proper information.

How to Use IFSC Code AUBL0002664 for Online Transfers?

If you have the IFSC Code AUBL0002664 for the Kandivali West M G Road branch of Au Small Finance Bank Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUBL0002664. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002664.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Kandivali West M G Road in Mumbai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Kandivali West M G Road, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mumbai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Kandivali West M G Road, Mumbai?

The IFSC Code is AUBL0002664.

Is the IFSC Code AUBL0002664 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Kandivali West M G Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kandivali West M G Road branch?

The address of the branch is Shop No.2 3,Ground Floor,Rashmi Height,Mg Road,Amrut Nagar,Kandivali W ,Mumbai,Maharashtra 400067 located in Mumbai, Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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