The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Au Small Finance Bank Limited for its Mumbai Bandra Turner Road branch in Mumbai, Mumbai, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Au Small Finance Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AUBL0002643. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Au Small Finance Bank Limited, Mumbai Bandra Turner Road, Mumbai
Here are the main details that are associated with the IFSC Code AUBL0002643 of Au Small Finance Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002643 |
| Branch | Mumbai Bandra Turner Road |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Flat No.01,Garage No.02,Lubina Co Op Housing Society Ltd,Turner Road,Bandra ( W),Mumbai,Maharashtra 400050 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Mumbai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002643 for the Mumbai Bandra Turner Road branch of Au Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Mumbai Bandra Turner Road, Mumbai, Maharashtra, is provided with a unique IFSC like AUBL0002643 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Au Small Finance Bank Limited branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Mumbai Bandra Turner Road do not get mixed with another location.
Format of the IFSC Code AUBL0002643
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mumbai Bandra Turner Road in Mumbai.
For example, the IFSC Code AUBL0002643 of Au Small Finance Bank Limited for the Mumbai Bandra Turner Road branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0002643 of Au Small Finance Bank Limited for its Mumbai Bandra Turner Road branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Mumbai Bandra Turner Road or Mumbai to get the exact IFSC Code AUBL0002643.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code AUBL0002643 for Online Transfers?
If you have the IFSC Code AUBL0002643 for the Mumbai Bandra Turner Road branch of Au Small Finance Bank Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0002643. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002643.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Mumbai Bandra Turner Road in Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Mumbai Bandra Turner Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002643.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Flat No.01,Garage No.02,Lubina Co Op Housing Society Ltd,Turner Road,Bandra ( W),Mumbai,Maharashtra 400050 located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.