IFSC Code of Andhra Pragathi Grameena Bank, Vathalur, Cuddapah, Andhra Pradesh- APGB0002122

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Vathalur branch in Vathalur, Cuddapah, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Andhra Pragathi Grameena Bank situated in Vathalur or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code APGB0002122. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Vathalur, Vathalur

Below in the table are the key details related to IFSC Code APGB0002122 of Andhra Pragathi Grameena Bank for its branch located in Vathalur, within the district of Cuddapah in the state of Andhra Pradesh.

These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Vathalur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0002122 for the Vathalur branch of Andhra Pragathi Grameena Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APGB0002122 is given to every bank branch, including Andhra Pragathi Grameena Bank located in Vathalur, Vathalur, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Andhra Pragathi Grameena Bank branch in Vathalur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Vathalur and Cuddapah.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Vathalur doesn't end up at another location.

Format of the IFSC Code APGB0002122

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vathalur in Vathalur.

For example, the IFSC Code APGB0002122 of Andhra Pragathi Grameena Bank for the Vathalur branch has these elements, identifying the bank and the branch location in Vathalur and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0002122 of Andhra Pragathi Grameena Bank for its Vathalur branch located in Vathalur, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Vathalur and Cuddapah, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Vathalur or Vathalur to get the exact IFSC Code APGB0002122.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Vathalur, you'll get the correct details.

How to Use IFSC Code APGB0002122 for Online Transfers?

Once you have the IFSC Code APGB0002122 for the Vathalur branch of Andhra Pragathi Grameena Bank in Vathalur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0002122. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0002122.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Vathalur in Vathalur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Vathalur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Vathalur to handle online money transfers and get their cheques cleared smoothly.