Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Andhra Pragathi Grameena Bank for its B.Koduru branch in B.Koduru, Cuddapah, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Andhra Pragathi Grameena Bank located in B.Koduru or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0002112. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, B.Koduru, B.Koduru

Here are the key points that are associated with the IFSC Code APGB0002112 of Andhra Pragathi Grameena Bank for its branch located in B.Koduru, within the district of Cuddapah in the state of Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0002112
Branch B.Koduru
City B.Koduru
District Cuddapah
State Andhra Pradesh
Address B.Koduru ┬Û 516228 B.Koduru Mandal, Kadapa District

These details helps users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in B.Koduru for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0002112 for the B.Koduru branch of Andhra Pragathi Grameena Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APGB0002112 is given to every bank branch, including Andhra Pragathi Grameena Bank located in B.Koduru, B.Koduru, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Andhra Pragathi Grameena Bank branch in B.Koduru.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like B.Koduru and Cuddapah.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in B.Koduru doesn't end up at another location.

Format of the IFSC Code APGB0002112

This is the format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Andhra Pragathi Grameena Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as B.Koduru in B.Koduru.

For example, the IFSC Code APGB0002112 of Andhra Pragathi Grameena Bank for the B.Koduru branch includes these elements, identifying the bank and the branch location in B.Koduru and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0002112 of Andhra Pragathi Grameena Bank for its B.Koduru branch located in B.Koduru, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Andhra Pragathi Grameena Bank branches in B.Koduru and Cuddapah, print them on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for B.Koduru or B.Koduru to get the exact IFSC Code APGB0002112.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and B.Koduru, you'll get the correct details.

How to Use IFSC Code APGB0002112 for Online Transfers?

Once you have the IFSC Code APGB0002112 for the B.Koduru branch of Andhra Pragathi Grameena Bank in B.Koduru, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0002112. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0002112.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank B.Koduru in B.Koduru, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in B.Koduru, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in B.Koduru to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank in B.Koduru, B.Koduru?

The IFSC Code is APGB0002112.

Is the IFSC Code APGB0002112 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pragathi Grameena Bank B.Koduru?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the B.Koduru branch?

The address of the branch is B.Koduru ┬Û 516228 B.Koduru Mandal, Kadapa District located in B.Koduru, Cuddapah, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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