For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Khajipeta branch in Sunkesula Khajipeta, Cuddapah, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Andhra Pragathi Grameena Bank located in Sunkesula Khajipeta or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0002158. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Khajipeta, Sunkesula Khajipeta

Here are some of the key details that come with the IFSC Code APGB0002158 of Andhra Pragathi Grameena Bank for its branch located in Sunkesula Khajipeta, within the district of Cuddapah in the state of Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0002158
Branch Khajipeta
City Sunkesula Khajipeta
District Cuddapah
State Andhra Pradesh
Address Khajipeta-516 203 Khajipeta Mandal Kadapa District

These details helps users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Sunkesula Khajipeta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0002158 for the Khajipeta branch of Andhra Pragathi Grameena Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in Khajipeta, Sunkesula Khajipeta, Andhra Pradesh, are allotted a unique IFSC like APGB0002158 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sunkesula Khajipeta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sunkesula Khajipeta and Cuddapah.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Andhra Pragathi Grameena Bank in Khajipeta reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code APGB0002158

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khajipeta in Sunkesula Khajipeta.

For example, the IFSC Code APGB0002158 of Andhra Pragathi Grameena Bank for the Khajipeta branch has these elements, identifying the bank and the branch location in Sunkesula Khajipeta and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0002158 of Andhra Pragathi Grameena Bank for its Khajipeta branch located in Sunkesula Khajipeta, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Andhra Pragathi Grameena Bank branches in Sunkesula Khajipeta and Cuddapah, print them on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Khajipeta or Sunkesula Khajipeta to get the exact IFSC Code APGB0002158.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Sunkesula Khajipeta, you'll get the correct details.

How to Use IFSC Code APGB0002158 for Online Transfers?

Once you have the IFSC Code APGB0002158 for the Khajipeta branch of Andhra Pragathi Grameena Bank in Sunkesula Khajipeta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0002158. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0002158.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Khajipeta in Sunkesula Khajipeta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Khajipeta, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sunkesula Khajipeta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank in Khajipeta, Sunkesula Khajipeta?

The IFSC Code is APGB0002158.

Is the IFSC Code APGB0002158 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pragathi Grameena Bank Khajipeta?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Khajipeta branch?

The address of the branch is Khajipeta-516 203 Khajipeta Mandal Kadapa District located in Sunkesula Khajipeta, Cuddapah, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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