IFSC Code of Andhra Pragathi Grameena Bank, Penagaluru, Cuddapah, Andhra Pradesh- APGB0002175

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Penagaluru branch in Pengalur, Cuddapah, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Andhra Pragathi Grameena Bank situated in Pengalur or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code APGB0002175. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Penagaluru, Pengalur

Here are the main details that are associated with the IFSC Code APGB0002175 of Andhra Pragathi Grameena Bank for its branch located in Pengalur, within the district of Cuddapah in the state of Andhra Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Pengalur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0002175 for the Penagaluru branch of Andhra Pragathi Grameena Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Penagaluru, Pengalur, Andhra Pradesh, is provided a unique IFSC like APGB0002175 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Andhra Pragathi Grameena Bank branch in Pengalur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Pengalur and Cuddapah.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Penagaluru do not get misguided to another person.

Format of the IFSC Code APGB0002175

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Penagaluru in Pengalur.

For example, the IFSC Code APGB0002175 of Andhra Pragathi Grameena Bank for the Penagaluru branch has these elements, identifying the bank and the branch location in Pengalur and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

To find the IFSC Code APGB0002175 of Andhra Pragathi Grameena Bank for its Penagaluru branch located in Pengalur, the following methods can help you out:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Pengalur and Cuddapah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and go to the branch locator section. Then search for Penagaluru or Pengalur to find the exact IFSC Code APGB0002175.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Andhra Pragathi Grameena Bank and Pengalur will provide accurate information.

How to Use IFSC Code APGB0002175 for Online Transfers?

Once you have the IFSC Code APGB0002175 for the Penagaluru branch of Andhra Pragathi Grameena Bank in Pengalur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0002175. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0002175.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Penagaluru in Pengalur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Penagaluru, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pengalur to handle online money transfers and get their cheques cleared smoothly.