Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Mudigubba branch in Mudigubba, Anantapur, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Andhra Pragathi Grameena Bank located in Mudigubba or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0001074. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Mudigubba, Mudigubba

Below in the table are the key details related to IFSC Code APGB0001074 of Andhra Pragathi Grameena Bank for its branch located in Mudigubba, within the district of Anantapur in the state of Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0001074
Branch Mudigubba
City Mudigubba
District Anantapur
State Andhra Pradesh
Address Mudigubba-515511 Mudigubba Mandal Anantapur District

These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Mudigubba for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0001074 for the Mudigubba branch of Andhra Pragathi Grameena Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Mudigubba, Mudigubba, Andhra Pradesh, is provided a unique IFSC like APGB0001074 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Andhra Pragathi Grameena Bank branch in Mudigubba.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mudigubba and Anantapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Mudigubba do not get misguided to another person.

Format of the IFSC Code APGB0001074

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mudigubba in Mudigubba.

For example, the IFSC Code APGB0001074 of Andhra Pragathi Grameena Bank for the Mudigubba branch includes these elements, identifying the bank and the branch location in Mudigubba and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0001074 of Andhra Pragathi Grameena Bank for its Mudigubba branch located in Mudigubba, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Andhra Pragathi Grameena Bank branches in Mudigubba and Anantapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Mudigubba or Mudigubba to get the exact IFSC Code APGB0001074.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Mudigubba, you'll get the correct details.

How to Use IFSC Code APGB0001074 for Online Transfers?

Once you have the IFSC Code APGB0001074 for the Mudigubba branch of Andhra Pragathi Grameena Bank in Mudigubba, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0001074. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0001074.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Mudigubba in Mudigubba may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Mudigubba, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mudigubba to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank in Mudigubba, Mudigubba?

The IFSC Code is APGB0001074.

Is the IFSC Code APGB0001074 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pragathi Grameena Bank Mudigubba?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mudigubba branch?

The address of the branch is Mudigubba-515511 Mudigubba Mandal Anantapur District located in Mudigubba, Anantapur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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