IFSC Code of Andhra Pragathi Grameena Bank, Nallagutlapalli, Anantapur, Andhra Pradesh- APGB0001040

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Nallagutlapalli branch in Thavalam, Anantapur, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Andhra Pragathi Grameena Bank located in Thavalam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0001040. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Nallagutlapalli, Thavalam

Here are some of the key details that come with the IFSC Code APGB0001040 of Andhra Pragathi Grameena Bank for its branch located in Thavalam, within the district of Anantapur in the state of Andhra Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Thavalam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APGB0001040 for the Nallagutlapalli branch of Andhra Pragathi Grameena Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in Nallagutlapalli, Thavalam, Andhra Pradesh, are allotted a unique IFSC like APGB0001040 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Thavalam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Thavalam and Anantapur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Andhra Pragathi Grameena Bank in Nallagutlapalli reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code APGB0001040

This is the format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Andhra Pragathi Grameena Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nallagutlapalli in Thavalam.

For example, the IFSC Code APGB0001040 of Andhra Pragathi Grameena Bank for the Nallagutlapalli branch includes these elements, identifying the bank and the branch location in Thavalam and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

To find the IFSC Code APGB0001040 of Andhra Pragathi Grameena Bank for its Nallagutlapalli branch located in Thavalam, the following methods can help you out:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Thavalam and Anantapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and go to the branch locator section. Then search for Nallagutlapalli or Thavalam to find the exact IFSC Code APGB0001040.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Andhra Pragathi Grameena Bank and Thavalam will provide accurate information.

How to Use IFSC Code APGB0001040 for Online Transfers?

Once you have the IFSC Code APGB0001040 for the Nallagutlapalli branch of Andhra Pragathi Grameena Bank in Thavalam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0001040. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0001040.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Nallagutlapalli in Thavalam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Nallagutlapalli, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thavalam manage online transfers as well as cheque clearances with ease.