Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Enumuladoddi branch in Kalyandurg, Anantapur, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Andhra Pragathi Grameena Bank located in Kalyandurg or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0001094. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Andhra Pragathi Grameena Bank, Enumuladoddi, Kalyandurg
Here are the main details that are associated with the IFSC Code APGB0001094 of Andhra Pragathi Grameena Bank for its branch located in Kalyandurg, within the district of Anantapur in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Andhra Pragathi Grameena Bank |
| IFSC Code | APGB0001094 |
| Branch | Enumuladoddi |
| City | Kalyandurg |
| District | Anantapur |
| State | Andhra Pradesh |
| Address | D.No.3/30, Enumuladoddi Village, Kundurpi Mandal Anantapur Pin-515766 |
These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Kalyandurg for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0001094 for the Enumuladoddi branch of Andhra Pragathi Grameena Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APGB0001094 is given to every bank branch, including Andhra Pragathi Grameena Bank located in Enumuladoddi, Kalyandurg, Andhra Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Andhra Pragathi Grameena Bank branch in Kalyandurg.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kalyandurg and Anantapur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Enumuladoddi doesn't end up at another location.
Format of the IFSC Code APGB0001094
The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Enumuladoddi in Kalyandurg.
For example, the IFSC Code APGB0001094 of Andhra Pragathi Grameena Bank for the Enumuladoddi branch includes these elements, identifying the bank and the branch location in Kalyandurg and Andhra Pradesh accurately.
How to Find IFSC Code for Andhra Pragathi Grameena Bank?
If you are trying to find the IFSC Code APGB0001094 of Andhra Pragathi Grameena Bank for its Enumuladoddi branch located in Kalyandurg, the following methods can help:
Cheque Book
The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Andhra Pragathi Grameena Bank branches in Kalyandurg and Anantapur, print them on the first page of your passbook.
Bank Website
Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Enumuladoddi or Kalyandurg to get the exact IFSC Code APGB0001094.
Mobile Banking App
If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Kalyandurg, you'll get the correct details.
How to Use IFSC Code APGB0001094 for Online Transfers?
If you have the IFSC Code APGB0001094 for the Enumuladoddi branch of Andhra Pragathi Grameena Bank in Kalyandurg, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APGB0001094. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0001094.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Enumuladoddi in Kalyandurg, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Enumuladoddi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Andhra Pragathi Grameena Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kalyandurg manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is APGB0001094.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is D.No.3/30, Enumuladoddi Village, Kundurpi Mandal Anantapur Pin-515766 located in Kalyandurg, Anantapur, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.