The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its M. G. Road, Kadiri branch in Kadiri, Anantapur, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Andhra Pragathi Grameena Bank located in Kadiri or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0001090. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Andhra Pragathi Grameena Bank, M. G. Road, Kadiri, Kadiri
Below in the table are the key details related to IFSC Code APGB0001090 of Andhra Pragathi Grameena Bank for its branch located in Kadiri, within the district of Anantapur in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Andhra Pragathi Grameena Bank |
| IFSC Code | APGB0001090 |
| Branch | M. G. Road, Kadiri |
| City | Kadiri |
| District | Anantapur |
| State | Andhra Pradesh |
| Address | D.No.6-39, M.G.Road, Kadiri Post & Mandal Anantapur District Pin-515 519 |
These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Kadiri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0001090 for the M. G. Road, Kadiri branch of Andhra Pragathi Grameena Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in M. G. Road, Kadiri, Kadiri, Andhra Pradesh, are given a unique IFSC like APGB0001090 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kadiri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kadiri and Anantapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Andhra Pragathi Grameena Bank in M. G. Road, Kadiri goes to the correct branch. This is important because Andhra Pragathi Grameena Bank has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code APGB0001090
The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as M. G. Road, Kadiri in Kadiri.
For example, the IFSC Code APGB0001090 of Andhra Pragathi Grameena Bank for the M. G. Road, Kadiri branch includes these elements, identifying the bank and the branch location in Kadiri and Andhra Pradesh correctly.
How to Find IFSC Code for Andhra Pragathi Grameena Bank?
If you are trying to find the IFSC Code APGB0001090 of Andhra Pragathi Grameena Bank for its M. G. Road, Kadiri branch located in Kadiri, the following methods can help:
Cheque Book
The cheque books that are issued by Andhra Pragathi Grameena Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Andhra Pragathi Grameena Bank branches in Kadiri and Anantapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Andhra Pragathi Grameena Bank and find the branch locator section. Search for M. G. Road, Kadiri or Kadiri to get the exact IFSC Code APGB0001090.
Mobile Banking App
If you use Andhra Pragathi Grameena Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Andhra Pragathi Grameena Bank and Kadiri that will provide accurate information.
How to Use IFSC Code APGB0001090 for Online Transfers?
Once you have the IFSC Code APGB0001090 for the M. G. Road, Kadiri branch of Andhra Pragathi Grameena Bank in Kadiri, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APGB0001090. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0001090.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank M. G. Road, Kadiri in Kadiri, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Andhra Pragathi Grameena Bank in M. G. Road, Kadiri, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Andhra Pragathi Grameena Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kadiri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is APGB0001090.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is D.No.6-39, M.G.Road, Kadiri Post & Mandal Anantapur District Pin-515 519 located in Kadiri, Anantapur, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.