IFSC Code of Andhra Pragathi Grameena Bank, Gownivaripalli, Anantapur, Andhra Pradesh- APGB0001045

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Gownivaripalli branch in Gownivaripalli, Anantapur, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Andhra Pragathi Grameena Bank located in Gownivaripalli or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0001045. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Gownivaripalli, Gownivaripalli

Here are the main details that are associated with the IFSC Code APGB0001045 of Andhra Pragathi Grameena Bank for its branch located in Gownivaripalli, within the district of Anantapur in the state of Andhra Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Gownivaripalli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0001045 for the Gownivaripalli branch of Andhra Pragathi Grameena Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APGB0001045 is given to every bank branch, including Andhra Pragathi Grameena Bank located in Gownivaripalli, Gownivaripalli, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Andhra Pragathi Grameena Bank branch in Gownivaripalli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Gownivaripalli and Anantapur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Gownivaripalli doesn't end up at another location.

Format of the IFSC Code APGB0001045

This is the format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Andhra Pragathi Grameena Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gownivaripalli in Gownivaripalli.

For example, the IFSC Code APGB0001045 of Andhra Pragathi Grameena Bank for the Gownivaripalli branch includes these elements, identifying the bank and the branch location in Gownivaripalli and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0001045 of Andhra Pragathi Grameena Bank for its Gownivaripalli branch located in Gownivaripalli, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Gownivaripalli and Anantapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Gownivaripalli or Gownivaripalli to get the exact IFSC Code APGB0001045.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Gownivaripalli, you'll get the correct details.

How to Use IFSC Code APGB0001045 for Online Transfers?

Once you have the IFSC Code APGB0001045 for the Gownivaripalli branch of Andhra Pragathi Grameena Bank in Gownivaripalli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0001045. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0001045.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Gownivaripalli in Gownivaripalli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Andhra Pragathi Grameena Bank in Gownivaripalli, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gownivaripalli manage online transfers as well as cheque clearances with ease.