IFSC Code of Andhra Pragathi Grameena Bank, B.Kothapalli, Anantapur, Andhra Pradesh- APGB0001064

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its B.Kothapalli branch in B.Kothapalli, Anantapur, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Andhra Pragathi Grameena Bank situated in B.Kothapalli or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code APGB0001064. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, B.Kothapalli, B.Kothapalli

Here are some of the key details that come with the IFSC Code APGB0001064 of Andhra Pragathi Grameena Bank for its branch located in B.Kothapalli, within the district of Anantapur in the state of Andhra Pradesh.

These details helps users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in B.Kothapalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0001064 for the B.Kothapalli branch of Andhra Pragathi Grameena Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APGB0001064 is given to every bank branch, including Andhra Pragathi Grameena Bank located in B.Kothapalli, B.Kothapalli, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Andhra Pragathi Grameena Bank branch in B.Kothapalli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like B.Kothapalli and Anantapur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in B.Kothapalli doesn't end up at another location.

Format of the IFSC Code APGB0001064

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as B.Kothapalli in B.Kothapalli.

For example, the IFSC Code APGB0001064 of Andhra Pragathi Grameena Bank for the B.Kothapalli branch includes these elements, identifying the bank and the branch location in B.Kothapalli and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0001064 of Andhra Pragathi Grameena Bank for its B.Kothapalli branch located in B.Kothapalli, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Andhra Pragathi Grameena Bank branches in B.Kothapalli and Anantapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for B.Kothapalli or B.Kothapalli to get the exact IFSC Code APGB0001064.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and B.Kothapalli, you'll get the correct details.

How to Use IFSC Code APGB0001064 for Online Transfers?

Once you have the IFSC Code APGB0001064 for the B.Kothapalli branch of Andhra Pragathi Grameena Bank in B.Kothapalli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0001064. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0001064.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank B.Kothapalli in B.Kothapalli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in B.Kothapalli, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in B.Kothapalli manage their online transfers and cheque clearances easily.