The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Bala Thimmayyagari Palle branch in Bala Thimmayyagari Palle, Cuddapah, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Andhra Pragathi Grameena Bank located in Bala Thimmayyagari Palle or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0002139. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Andhra Pragathi Grameena Bank, Bala Thimmayyagari Palle, Bala Thimmayyagari Palle
Here are the main details that are associated with the IFSC Code APGB0002139 of Andhra Pragathi Grameena Bank for its branch located in Bala Thimmayyagari Palle, within the district of Cuddapah in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Andhra Pragathi Grameena Bank |
| IFSC Code | APGB0002139 |
| Branch | Bala Thimmayyagari Palle |
| City | Bala Thimmayyagari Palle |
| District | Cuddapah |
| State | Andhra Pradesh |
| Address | Balathimmaiahgaripalle-516259 Chakrayapet Mandal Kadapa District |
These details are crucial, not just for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Bala Thimmayyagari Palle for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0002139 for the Bala Thimmayyagari Palle branch of Andhra Pragathi Grameena Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in Bala Thimmayyagari Palle, Bala Thimmayyagari Palle, Andhra Pradesh, are allotted a unique IFSC like APGB0002139 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bala Thimmayyagari Palle.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bala Thimmayyagari Palle and Cuddapah.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Andhra Pragathi Grameena Bank in Bala Thimmayyagari Palle reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code APGB0002139
The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Andhra Pragathi Grameena Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bala Thimmayyagari Palle in Bala Thimmayyagari Palle.
For example, the IFSC Code APGB0002139 of Andhra Pragathi Grameena Bank for the Bala Thimmayyagari Palle branch includes these elements, identifying the bank and the branch location in Bala Thimmayyagari Palle and Andhra Pradesh accurately.
How to Find IFSC Code for Andhra Pragathi Grameena Bank?
If you are trying to find the IFSC Code APGB0002139 of Andhra Pragathi Grameena Bank for its Bala Thimmayyagari Palle branch located in Bala Thimmayyagari Palle, the following methods can help:
Cheque Book
The cheque books that are issued by Andhra Pragathi Grameena Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Andhra Pragathi Grameena Bank branches in Bala Thimmayyagari Palle and Cuddapah, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Andhra Pragathi Grameena Bank and find the branch locator section. Search for Bala Thimmayyagari Palle or Bala Thimmayyagari Palle to get the exact IFSC Code APGB0002139.
Mobile Banking App
If you use Andhra Pragathi Grameena Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Andhra Pragathi Grameena Bank and Bala Thimmayyagari Palle that will provide accurate information.
How to Use IFSC Code APGB0002139 for Online Transfers?
Once you have the IFSC Code APGB0002139 for the Bala Thimmayyagari Palle branch of Andhra Pragathi Grameena Bank in Bala Thimmayyagari Palle, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code APGB0002139. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0002139.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Bala Thimmayyagari Palle in Bala Thimmayyagari Palle, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Andhra Pragathi Grameena Bank in Bala Thimmayyagari Palle, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Andhra Pragathi Grameena Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bala Thimmayyagari Palle manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is APGB0002139.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Balathimmaiahgaripalle-516259 Chakrayapet Mandal Kadapa District located in Bala Thimmayyagari Palle, Cuddapah, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.