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IFSC Code of Andhra Pragathi Grameena Bank, Mamillapalli, Anantapur, Andhra Pradesh — APGB0001085

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Mamillapalli branch in Anantapur, Anantapur, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Andhra Pragathi Grameena Bank situated in Anantapur or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code APGB0001085. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Mamillapalli, Anantapur

Below in the table are the key details related to IFSC Code APGB0001085 of Andhra Pragathi Grameena Bank for its branch located in Anantapur, within the district of Anantapur in the state of Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0001085
Branch Mamillapalli
City Anantapur
District Anantapur
State Andhra Pradesh
Address Mamillapalli, Mukthapuram (Post), Kanaganipalli (Mandal), Anantapur (Dist) - 515641

These details are essential not only for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Anantapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0001085 for the Mamillapalli branch of Andhra Pragathi Grameena Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Mamillapalli, Anantapur, Andhra Pradesh, is provided a unique IFSC like APGB0001085 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Andhra Pragathi Grameena Bank branch in Anantapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Anantapur and Anantapur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Mamillapalli do not get misguided to another person.

Format of the IFSC Code APGB0001085

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mamillapalli in Anantapur.

For example, the IFSC Code APGB0001085 of Andhra Pragathi Grameena Bank for the Mamillapalli branch has these elements, identifying the bank and the branch location in Anantapur and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0001085 of Andhra Pragathi Grameena Bank for its Mamillapalli branch located in Anantapur, the following methods can help:

Cheque Book

The cheque books that are issued by Andhra Pragathi Grameena Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Anantapur and Anantapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and find the branch locator section. Search for Mamillapalli or Anantapur to get the exact IFSC Code APGB0001085.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Andhra Pragathi Grameena Bank and Anantapur that will provide accurate information.

How to Use IFSC Code APGB0001085 for Online Transfers?

Once you have the IFSC Code APGB0001085 for the Mamillapalli branch of Andhra Pragathi Grameena Bank in Anantapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0001085. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0001085.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Mamillapalli in Anantapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Mamillapalli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Anantapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank in Mamillapalli, Anantapur?

The IFSC Code is APGB0001085.

Is the IFSC Code APGB0001085 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pragathi Grameena Bank Mamillapalli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mamillapalli branch?

The address of the branch is Mamillapalli, Mukthapuram (Post), Kanaganipalli (Mandal), Anantapur (Dist) - 515641 located in Anantapur, Anantapur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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