The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Alavalapadu branch in Alavalapadu, Cuddapah, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Andhra Pragathi Grameena Bank located in Alavalapadu or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0002123. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Andhra Pragathi Grameena Bank, Alavalapadu, Alavalapadu
Here are the main details that are associated with the IFSC Code APGB0002123 of Andhra Pragathi Grameena Bank for its branch located in Alavalapadu, within the district of Cuddapah in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Andhra Pragathi Grameena Bank |
| IFSC Code | APGB0002123 |
| Branch | Alavalapadu |
| City | Alavalapadu |
| District | Cuddapah |
| State | Andhra Pradesh |
| Address | Alavalapadu ┬Û 516350 Vemula Mandal, Kadapa District |
These details are important not only for users using online banking but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Alavalapadu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APGB0002123 for the Alavalapadu branch of Andhra Pragathi Grameena Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in Alavalapadu, Alavalapadu, Andhra Pradesh, are allotted a unique IFSC like APGB0002123 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Alavalapadu.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Alavalapadu and Cuddapah.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Andhra Pragathi Grameena Bank in Alavalapadu reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code APGB0002123
The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Andhra Pragathi Grameena Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alavalapadu in Alavalapadu.
For example, the IFSC Code APGB0002123 of Andhra Pragathi Grameena Bank for the Alavalapadu branch includes these elements, identifying the bank and the branch location in Alavalapadu and Andhra Pradesh accurately.
How to Find IFSC Code for Andhra Pragathi Grameena Bank?
If you are trying to find the IFSC Code APGB0002123 of Andhra Pragathi Grameena Bank for its Alavalapadu branch located in Alavalapadu, the following methods can help:
Cheque Book
The cheque books that are issued by Andhra Pragathi Grameena Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Andhra Pragathi Grameena Bank branches in Alavalapadu and Cuddapah, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Andhra Pragathi Grameena Bank and find the branch locator section. Search for Alavalapadu or Alavalapadu to get the exact IFSC Code APGB0002123.
Mobile Banking App
If you use Andhra Pragathi Grameena Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Andhra Pragathi Grameena Bank and Alavalapadu that will provide accurate information.
How to Use IFSC Code APGB0002123 for Online Transfers?
Once you have the IFSC Code APGB0002123 for the Alavalapadu branch of Andhra Pragathi Grameena Bank in Alavalapadu, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APGB0002123. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0002123.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Alavalapadu in Alavalapadu, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Alavalapadu, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Andhra Pragathi Grameena Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Alavalapadu manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is APGB0002123.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Alavalapadu ┬Û 516350 Vemula Mandal, Kadapa District located in Alavalapadu, Cuddapah, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.