The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Pune Erandawane Branch branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AJHC0001014. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Pune Erandawane Branch, Pune
Here are the key points that are associated with the IFSC Code AJHC0001014 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001014 |
| Branch | Pune Erandawane Branch |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | Shop No.2,Godse Bhavan,Gulawani Maharaj Road,Near Mehendale Garage |
These details help users in online banking and for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AJHC0001014 for the Pune Erandawane Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Pune Erandawane Branch, Pune, Maharashtra, are given a unique IFSC like AJHC0001014 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pune and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Ambarnath Jaihind Coop Bank Ltd Ambarnath in Pune Erandawane Branch goes to the correct branch. This is important because Ambarnath Jaihind Coop Bank Ltd Ambarnath has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code AJHC0001014
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Ambarnath Jaihind Coop Bank Ltd Ambarnath, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pune Erandawane Branch in Pune.
For example, the IFSC Code AJHC0001014 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Pune Erandawane Branch branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
If you are trying to find the IFSC Code AJHC0001014 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Pune Erandawane Branch branch located in Pune, the following methods can help:
Cheque Book
The cheque books that are issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and find the branch locator section. Search for Pune Erandawane Branch or Pune to get the exact IFSC Code AJHC0001014.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Pune that will provide accurate information.
How to Use IFSC Code AJHC0001014 for Online Transfers?
If you have the IFSC Code AJHC0001014 for the Pune Erandawane Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Pune, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AJHC0001014. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001014.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath Pune Erandawane Branch in Pune, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Pune Erandawane Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Pune manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0001014.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No.2,Godse Bhavan,Gulawani Maharaj Road,Near Mehendale Garage located in Pune, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.