The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Dhankawadi Pune branch in Pune, Pune, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AJHC0001016. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Dhankawadi Pune, Pune
Below in the table are the key details related to IFSC Code AJHC0001016 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001016 |
| Branch | Dhankawadi Pune |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | Shop No.1-2,Punayi Nagar,Opp.K.K.Market,Dhankwdi,Pune-411043 |
These details are important not only for users using online banking but also for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Pune for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code AJHC0001016 for the Dhankawadi Pune branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like AJHC0001016 is given to every bank branch, including Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Dhankawadi Pune, Pune, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Ambarnath Jaihind Coop Bank Ltd Ambarnath branch in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pune and Pune.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Ambarnath Jaihind Coop Bank Ltd Ambarnath in Dhankawadi Pune doesn't end up at another location.
Format of the IFSC Code AJHC0001016
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ambarnath Jaihind Coop Bank Ltd Ambarnath, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhankawadi Pune in Pune.
For example, the IFSC Code AJHC0001016 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Dhankawadi Pune branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
If you are trying to find the IFSC Code AJHC0001016 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Dhankawadi Pune branch located in Pune, the following methods can help:
Cheque Book
The cheque book issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Pune and Pune, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and navigate to the branch locator section. Search for Dhankawadi Pune or Pune to get the exact IFSC Code AJHC0001016.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Pune, you'll get the correct details.
How to Use IFSC Code AJHC0001016 for Online Transfers?
Once you have the IFSC Code AJHC0001016 for the Dhankawadi Pune branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AJHC0001016. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001016.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ambarnath Jaihind Coop Bank Ltd Ambarnath Dhankawadi Pune in Pune, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Dhankawadi Pune, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pune to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0001016.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No.1-2,Punayi Nagar,Opp.K.K.Market,Dhankwdi,Pune-411043 located in Pune, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.