PF Registration in Mumbai: Complete Overview
📌 TL;DR - PF Registration Services at a Glance
PF registration MANDATORY for 20+ employees. Employer 13% (EPF 3.67% + EPS 8.33% + EDLI 0.50% + admin 0.50%) + Employee 12% = 25% of basic + DA. Three schemes: EPF (savings), EPS (pension), EDLI (insurance). Deposit by 15th. Late = damages 5-100% + prosecution. Rs 15,000 wage ceiling. UAN for every employee. Once covered = always covered. Mumbai = India's largest employer base. Enrolment Campaign 2025 ending April 2026.
Mumbai is India's largest employer base - BKC corporates, Powai/Andheri IT, Thane-Belapur manufacturing, 80,000+ restaurants, construction, security. All with 20+ employees must register. Learn more about PF registration across India.
| Parameter | Detail |
|---|---|
| Governing Law | EPF & MP Act 1952. EPF Scheme 1952. EPS 1995. EDLI 1976. Code on Social Security 2020 |
| Applicability | 20+ employees (any day, all categories). Register within 1 month. Once covered = always covered |
| Employer Cost | 12% contribution (EPF 3.67% + EPS 8.33%) + EDLI 0.50% + Admin 0.50% = 13% of basic + DA |
| Employee Cost | 12% of basic + DA (deducted from salary, entirely to EPF account) |
| Wage Ceiling | Rs 15,000/month basic + DA. Mandatory up to ceiling. Voluntary above with consent |
| Deposit | By 15th of following month via ECR on EPFO Unified Portal. Late = damages 5-100% |
| Authority | EPFO Regional Office Mumbai, BKC, Bandra East. Portal: epfindia.gov.in. USSP: shramsuvidha.gov.in |
PF registration coincides with ESIC and Professional Tax. Patron integrates with ESIC registration, Professional Tax, payroll services, and company registration.
Content is reviewed quarterly for accuracy.