The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Meghalaya Coop Apex Bank Dalu branch in West Garo Hills, Tura, Meghalaya, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Yes Bank located in West Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code YESB0MCA016. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Yes Bank, Meghalaya Coop Apex Bank Dalu, West Garo Hills
Here are the key points that are associated with the IFSC Code YESB0MCA016 of Yes Bank for its branch located in West Garo Hills, within the district of Tura in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0MCA016 |
| Branch | Meghalaya Coop Apex Bank Dalu |
| City | West Garo Hills |
| District | Tura |
| State | Meghalaya |
| Address | Dalu,West Garo Hills 794103 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in West Garo Hills for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0MCA016 for the Meghalaya Coop Apex Bank Dalu branch of Yes Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Meghalaya Coop Apex Bank Dalu, West Garo Hills, Meghalaya, is provided a unique IFSC like YESB0MCA016 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Yes Bank branch in West Garo Hills.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like West Garo Hills and Tura.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Meghalaya Coop Apex Bank Dalu do not get misguided to another person.
Format of the IFSC Code YESB0MCA016
The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Meghalaya Coop Apex Bank Dalu in West Garo Hills.
For example, the IFSC Code YESB0MCA016 of Yes Bank for the Meghalaya Coop Apex Bank Dalu branch includes these elements, identifying the bank and the branch location in West Garo Hills and Meghalaya accurately.
How to Find IFSC Code for Yes Bank?
If you are looking for the IFSC Code YESB0MCA016 of Yes Bank for its Meghalaya Coop Apex Bank Dalu branch located in West Garo Hills, the following methods can help:
Cheque Book
The cheque book that is issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Yes Bank branches in West Garo Hills and Tura, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Yes Bank and look for the branch locator section, then search for Meghalaya Coop Apex Bank Dalu or West Garo Hills to get the exact IFSC Code YESB0MCA016.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Yes Bank and West Garo Hills, then it will provide you proper information.
How to Use IFSC Code YESB0MCA016 for Online Transfers?
Once you have the IFSC Code YESB0MCA016 for the Meghalaya Coop Apex Bank Dalu branch of Yes Bank in West Garo Hills, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code YESB0MCA016. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0MCA016.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Meghalaya Coop Apex Bank Dalu in West Garo Hills may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Meghalaya Coop Apex Bank Dalu, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in West Garo Hills manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0MCA016.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dalu,West Garo Hills 794103 located in West Garo Hills, Tura, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.