Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Yes Bank for its Gaurikhera, Udham Singh Nagar branch in Udham Singh Nagar, Sitarganj, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Yes Bank located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code YESB0001086. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Yes Bank, Gaurikhera, Udham Singh Nagar, Udham Singh Nagar
Below in the table are the key details related to IFSC Code YESB0001086 of Yes Bank for its branch located in Udham Singh Nagar, within the district of Sitarganj in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0001086 |
| Branch | Gaurikhera, Udham Singh Nagar |
| City | Udham Singh Nagar |
| District | Sitarganj |
| State | Uttarakhand |
| Address | Part Of Gf, Khata Khatouni No. 00536, Khasra No. 95,Villege Gaurikhera, Tehsil Sitarganj, Udham Singh Nagar, Uttrakhand-262405 |
These details helps users in online banking and for businesses and individuals who use Yes Bank in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0001086 for the Gaurikhera, Udham Singh Nagar branch of Yes Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0001086 is given to every bank branch, including Yes Bank located in Gaurikhera, Udham Singh Nagar, Udham Singh Nagar, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Yes Bank branch in Udham Singh Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Udham Singh Nagar and Sitarganj.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in Gaurikhera, Udham Singh Nagar doesn't end up at another location.
Format of the IFSC Code YESB0001086
The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gaurikhera, Udham Singh Nagar in Udham Singh Nagar.
For example, the IFSC Code YESB0001086 of Yes Bank for the Gaurikhera, Udham Singh Nagar branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.
How to Find IFSC Code for Yes Bank?
If you are trying to find the IFSC Code YESB0001086 of Yes Bank for its Gaurikhera, Udham Singh Nagar branch located in Udham Singh Nagar, the following methods can help:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Yes Bank branches in Udham Singh Nagar and Sitarganj, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Yes Bank and navigate to the branch locator section. Search for Gaurikhera, Udham Singh Nagar or Udham Singh Nagar to get the exact IFSC Code YESB0001086.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Udham Singh Nagar, you'll get the correct details.
How to Use IFSC Code YESB0001086 for Online Transfers?
Once you have the IFSC Code YESB0001086 for the Gaurikhera, Udham Singh Nagar branch of Yes Bank in Udham Singh Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code YESB0001086. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0001086.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Gaurikhera, Udham Singh Nagar in Udham Singh Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Gaurikhera, Udham Singh Nagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0001086.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Part Of Gf, Khata Khatouni No. 00536, Khasra No. 95,Villege Gaurikhera, Tehsil Sitarganj, Udham Singh Nagar, Uttrakhand-262405 located in Udham Singh Nagar, Sitarganj, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.