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IFSC Code of Yes Bank, Sarvodaya Sah Bank Ring Road, Surat, Gujarat — YESB0SSBL02

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Yes Bank for its Sarvodaya Sah Bank Ring Road branch in Surat, Surat, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Yes Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code YESB0SSBL02. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Sarvodaya Sah Bank Ring Road, Surat

Here are the key points that are associated with the IFSC Code YESB0SSBL02 of Yes Bank for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank Yes Bank
IFSC Code YESB0SSBL02
Branch Sarvodaya Sah Bank Ring Road
City Surat
District Surat
State Gujarat
Address Center Point Ring Road Surat - 395002

These details helps users in online banking and for businesses and individuals who use Yes Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0SSBL02 for the Sarvodaya Sah Bank Ring Road branch of Yes Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Sarvodaya Sah Bank Ring Road, Surat, Gujarat, is provided with a unique IFSC like YESB0SSBL02 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in Sarvodaya Sah Bank Ring Road do not get mixed with another location.

Format of the IFSC Code YESB0SSBL02

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Yes Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sarvodaya Sah Bank Ring Road in Surat.

For example, the IFSC Code YESB0SSBL02 of Yes Bank for the Sarvodaya Sah Bank Ring Road branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0SSBL02 of Yes Bank for its Sarvodaya Sah Bank Ring Road branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by Yes Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Yes Bank branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Yes Bank and find the branch locator section. Search for Sarvodaya Sah Bank Ring Road or Surat to get the exact IFSC Code YESB0SSBL02.

Mobile Banking App

If you use Yes Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Yes Bank and Surat that will provide accurate information.

How to Use IFSC Code YESB0SSBL02 for Online Transfers?

Once you have the IFSC Code YESB0SSBL02 for the Sarvodaya Sah Bank Ring Road branch of Yes Bank in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0SSBL02. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0SSBL02.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Sarvodaya Sah Bank Ring Road in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Sarvodaya Sah Bank Ring Road, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Sarvodaya Sah Bank Ring Road, Surat?

The IFSC Code is YESB0SSBL02.

Is the IFSC Code YESB0SSBL02 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Sarvodaya Sah Bank Ring Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sarvodaya Sah Bank Ring Road branch?

The address of the branch is Center Point Ring Road Surat - 395002 located in Surat, Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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