Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Associate Coop Bank Ltd Adajan Branch branch in Surat, Surat, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code YESB0ASCB08. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Yes Bank, Associate Coop Bank Ltd Adajan Branch, Surat
The table below shows the main details of the IFSC Code YESB0ASCB08 for the Yes Bank branch in Surat, which falls under the Surat district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0ASCB08 |
| Branch | Associate Coop Bank Ltd Adajan Branch |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | 1-2 Panchvati Soc, Nr Ramnagar Adajan Surat -395009 |
These details are important not only for users using online banking but also for businesses and individuals who use Yes Bank in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code YESB0ASCB08 for the Associate Coop Bank Ltd Adajan Branch branch of Yes Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Associate Coop Bank Ltd Adajan Branch, Surat, Gujarat, is provided a unique IFSC like YESB0ASCB08 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Yes Bank branch in Surat.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Associate Coop Bank Ltd Adajan Branch do not get misguided to another person.
Format of the IFSC Code YESB0ASCB08
The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Associate Coop Bank Ltd Adajan Branch in Surat.
For example, the IFSC Code YESB0ASCB08 of Yes Bank for the Associate Coop Bank Ltd Adajan Branch branch includes these elements, identifying the bank and the branch location in Surat and Gujarat correctly.
How to Find IFSC Code for Yes Bank?
To find the IFSC Code YESB0ASCB08 of Yes Bank for its Associate Coop Bank Ltd Adajan Branch branch located in Surat, the following methods can help you out:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Yes Bank branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Yes Bank and go to the branch locator section. Then search for Associate Coop Bank Ltd Adajan Branch or Surat to find the exact IFSC Code YESB0ASCB08.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Yes Bank and Surat will provide accurate information.
How to Use IFSC Code YESB0ASCB08 for Online Transfers?
If you have the IFSC Code YESB0ASCB08 for the Associate Coop Bank Ltd Adajan Branch branch of Yes Bank in Surat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code YESB0ASCB08. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Yes Bank IFSC Code YESB0ASCB08.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Yes Bank Associate Coop Bank Ltd Adajan Branch in Surat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Associate Coop Bank Ltd Adajan Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0ASCB08.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 1-2 Panchvati Soc, Nr Ramnagar Adajan Surat -395009 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.