Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Ucb Lakhipur Shahjahanpur Branch branch in Shahjahanpur, Shahjahanpur, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Shahjahanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0LUBSJP. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Yes Bank, Ucb Lakhipur Shahjahanpur Branch, Shahjahanpur
Here are the main details that are associated with the IFSC Code YESB0LUBSJP of Yes Bank for its branch located in Shahjahanpur, within the district of Shahjahanpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0LUBSJP |
| Branch | Ucb Lakhipur Shahjahanpur Branch |
| City | Shahjahanpur |
| District | Shahjahanpur |
| State | Uttar Pradesh |
| Address | House No. 273,Near Judge Saheb Ki Maszid, Moh. Tarin Bahadur Gunj,Shahajahanpur - 242001 |
These details helps users in online banking and for businesses and individuals who use Yes Bank in Shahjahanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0LUBSJP for the Ucb Lakhipur Shahjahanpur Branch branch of Yes Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Ucb Lakhipur Shahjahanpur Branch, Shahjahanpur, Uttar Pradesh, is provided a unique IFSC like YESB0LUBSJP so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Yes Bank branch in Shahjahanpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Shahjahanpur and Shahjahanpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Ucb Lakhipur Shahjahanpur Branch do not get misguided to another person.
Format of the IFSC Code YESB0LUBSJP
The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ucb Lakhipur Shahjahanpur Branch in Shahjahanpur.
For example, the IFSC Code YESB0LUBSJP of Yes Bank for the Ucb Lakhipur Shahjahanpur Branch branch includes these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh correctly.
How to Find IFSC Code for Yes Bank?
If you are looking for the IFSC Code YESB0LUBSJP of Yes Bank for its Ucb Lakhipur Shahjahanpur Branch branch located in Shahjahanpur, the following methods can help:
Cheque Book
The cheque book that is issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Yes Bank branches in Shahjahanpur and Shahjahanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Yes Bank and look for the branch locator section, then search for Ucb Lakhipur Shahjahanpur Branch or Shahjahanpur to get the exact IFSC Code YESB0LUBSJP.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Yes Bank and Shahjahanpur, then it will provide you proper information.
How to Use IFSC Code YESB0LUBSJP for Online Transfers?
Once you have the IFSC Code YESB0LUBSJP for the Ucb Lakhipur Shahjahanpur Branch branch of Yes Bank in Shahjahanpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code YESB0LUBSJP. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0LUBSJP.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Ucb Lakhipur Shahjahanpur Branch in Shahjahanpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Ucb Lakhipur Shahjahanpur Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Shahjahanpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0LUBSJP.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is House No. 273,Near Judge Saheb Ki Maszid, Moh. Tarin Bahadur Gunj,Shahajahanpur - 242001 located in Shahjahanpur, Shahjahanpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.