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IFSC Code of Yes Bank, Bicholim Urban Cooperative Bank Mapusa, Mapusa, Goa — YESB0BLC004

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Bicholim Urban Cooperative Bank Mapusa branch in North Goa, Mapusa, or Goa, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Yes Bank located in North Goa or anywhere in Goa can transfer funds instantly by using the correct IFSC Code YESB0BLC004. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Bicholim Urban Cooperative Bank Mapusa, North Goa

Below in the table are the key details related to IFSC Code YESB0BLC004 of Yes Bank for its branch located in North Goa, within the district of Mapusa in the state of Goa.

Particulars Details
Bank Yes Bank
IFSC Code YESB0BLC004
Branch Bicholim Urban Cooperative Bank Mapusa
City North Goa
District Mapusa
State Goa
Address Business Point Building,Behind Communidate Ghor,Near Aldona Bus Stand,Angod,Mapusa,Goa.403507

These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in North Goa for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0BLC004 for the Bicholim Urban Cooperative Bank Mapusa branch of Yes Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Bicholim Urban Cooperative Bank Mapusa, North Goa, Goa, are given a unique IFSC like YESB0BLC004 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in North Goa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like North Goa and Mapusa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Yes Bank in Bicholim Urban Cooperative Bank Mapusa goes to the correct branch. This is important because Yes Bank has thousands of branches in Goa and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code YESB0BLC004

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bicholim Urban Cooperative Bank Mapusa in North Goa.

For example, the IFSC Code YESB0BLC004 of Yes Bank for the Bicholim Urban Cooperative Bank Mapusa branch includes these elements, identifying the bank and the branch location in North Goa and Goa accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0BLC004 of Yes Bank for its Bicholim Urban Cooperative Bank Mapusa branch located in North Goa, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in North Goa and Mapusa, print them on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Bicholim Urban Cooperative Bank Mapusa or North Goa to get the exact IFSC Code YESB0BLC004.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and North Goa, you'll get the correct details.

How to Use IFSC Code YESB0BLC004 for Online Transfers?

If you have the IFSC Code YESB0BLC004 for the Bicholim Urban Cooperative Bank Mapusa branch of Yes Bank in North Goa, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0BLC004. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Yes Bank IFSC Code YESB0BLC004.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Yes Bank Bicholim Urban Cooperative Bank Mapusa in North Goa, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Bicholim Urban Cooperative Bank Mapusa, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North Goa manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Bicholim Urban Cooperative Bank Mapusa, North Goa?

The IFSC Code is YESB0BLC004.

Is the IFSC Code YESB0BLC004 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Bicholim Urban Cooperative Bank Mapusa?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bicholim Urban Cooperative Bank Mapusa branch?

The address of the branch is Business Point Building,Behind Communidate Ghor,Near Aldona Bus Stand,Angod,Mapusa,Goa.403507 located in North Goa, Mapusa, Goa.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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