Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Bilari, Uttar Pradesh branch in Moradabad, Bilari, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Moradabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0000309. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Bilari, Uttar Pradesh, Moradabad

Here are the key points that are associated with the IFSC Code YESB0000309 of Yes Bank for its branch located in Moradabad, within the district of Bilari in the state of Uttar Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0000309
Branch Bilari, Uttar Pradesh
City Moradabad
District Bilari
State Uttar Pradesh
Address Yes Bank Ltd.,Ground Floor,Ward No-6,Mohalla Koriyan South,Kasba &Tehsil-Bilari,Bilari- Chandausi Road,Moradabad,Up-202411

These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in Moradabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0000309 for the Bilari, Uttar Pradesh branch of Yes Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Bilari, Uttar Pradesh, Moradabad, Uttar Pradesh, are given a unique IFSC like YESB0000309 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Moradabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Moradabad and Bilari.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Yes Bank in Bilari, Uttar Pradesh goes to the correct branch. This is important because Yes Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code YESB0000309

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Yes Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bilari, Uttar Pradesh in Moradabad.

For example, the IFSC Code YESB0000309 of Yes Bank for the Bilari, Uttar Pradesh branch has these elements, identifying the bank and the branch location in Moradabad and Uttar Pradesh correctly.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0000309 of Yes Bank for its Bilari, Uttar Pradesh branch located in Moradabad, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in Moradabad and Bilari, print them on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Bilari, Uttar Pradesh or Moradabad to get the exact IFSC Code YESB0000309.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Moradabad, you'll get the correct details.

How to Use IFSC Code YESB0000309 for Online Transfers?

Once you have the IFSC Code YESB0000309 for the Bilari, Uttar Pradesh branch of Yes Bank in Moradabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0000309. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Yes Bank IFSC Code YESB0000309.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Yes Bank Bilari, Uttar Pradesh in Moradabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Bilari, Uttar Pradesh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Moradabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Bilari, Uttar Pradesh, Moradabad?

The IFSC Code is YESB0000309.

Is the IFSC Code YESB0000309 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Bilari, Uttar Pradesh?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bilari, Uttar Pradesh branch?

The address of the branch is Yes Bank Ltd.,Ground Floor,Ward No-6,Mohalla Koriyan South,Kasba &Tehsil-Bilari,Bilari- Chandausi Road,Moradabad,Up-202411 located in Moradabad, Bilari, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.