Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Yes Bank for its Baliyasan branch in Mehsana, Baliyasan, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Yes Bank located in Mehsana or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code YESB0001097. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Baliyasan, Mehsana

Below in the table are the key details related to IFSC Code YESB0001097 of Yes Bank for its branch located in Mehsana, within the district of Baliyasan in the state of Gujarat.

Particulars Details
Bank Yes Bank
IFSC Code YESB0001097
Branch Baliyasan
City Mehsana
District Baliyasan
State Gujarat
Address Gr. Floor, Sr.No.373, Milkat No.284, Baliyasan, Tal. Mehsana, Dist. Mehsana, Gujarat 384002

These details help users in online banking and for businesses and individuals who use Yes Bank in Mehsana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0001097 for the Baliyasan branch of Yes Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Baliyasan, Mehsana, Gujarat, is provided with a unique IFSC like YESB0001097 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Mehsana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mehsana and Baliyasan.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in Baliyasan do not get mixed with another location.

Format of the IFSC Code YESB0001097

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Yes Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baliyasan in Mehsana.

For example, the IFSC Code YESB0001097 of Yes Bank for the Baliyasan branch includes these elements, identifying the bank and the branch location in Mehsana and Gujarat accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0001097 of Yes Bank for its Baliyasan branch located in Mehsana, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Yes Bank branches in Mehsana and Baliyasan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Baliyasan or Mehsana to get the exact IFSC Code YESB0001097.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Mehsana, you'll get the correct details.

How to Use IFSC Code YESB0001097 for Online Transfers?

If you have the IFSC Code YESB0001097 for the Baliyasan branch of Yes Bank in Mehsana, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0001097. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Yes Bank IFSC Code YESB0001097.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Yes Bank Baliyasan in Mehsana, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Baliyasan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mehsana to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Baliyasan Mehsana?

The IFSC Code of the Baliyasan Mehsana branch is YESB0001097.

Is IFSC Code YESB0001097 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Baliyasan branch?

The branch is located at Gr. Floor, Sr.No.373, Milkat No.284, Baliyasan, Tal. Mehsana, Dist. Mehsana, Gujarat 384002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.