Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Yes Bank for its Parwanoo Urban Coop Bank Sunder Nagar branch in Mandi, Sundar Nagar, Himachal Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Yes Bank located in Mandi or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code YESB0TPCB13. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Parwanoo Urban Coop Bank Sunder Nagar, Mandi

Here are some of the key details that come with the IFSC Code YESB0TPCB13 of Yes Bank for its branch located in Mandi, within the district of Sundar Nagar in the state of Himachal Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0TPCB13
Branch Parwanoo Urban Coop Bank Sunder Nagar
City Mandi
District Sundar Nagar
State Himachal Pradesh
Address Nh-21, Mauza Bhojpur, Tehsil - Sunder Nagar, Distt- Mandi - 175002

These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in Mandi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0TPCB13 for the Parwanoo Urban Coop Bank Sunder Nagar branch of Yes Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Parwanoo Urban Coop Bank Sunder Nagar, Mandi, Himachal Pradesh, is provided a unique IFSC like YESB0TPCB13 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Yes Bank branch in Mandi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mandi and Sundar Nagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Parwanoo Urban Coop Bank Sunder Nagar do not get misguided to another person.

Format of the IFSC Code YESB0TPCB13

The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Parwanoo Urban Coop Bank Sunder Nagar in Mandi.

For example, the IFSC Code YESB0TPCB13 of Yes Bank for the Parwanoo Urban Coop Bank Sunder Nagar branch includes these elements, identifying the bank and the branch location in Mandi and Himachal Pradesh correctly.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0TPCB13 of Yes Bank for its Parwanoo Urban Coop Bank Sunder Nagar branch located in Mandi, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Yes Bank branches in Mandi and Sundar Nagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Parwanoo Urban Coop Bank Sunder Nagar or Mandi to get the exact IFSC Code YESB0TPCB13.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Mandi, you'll get the correct details.

How to Use IFSC Code YESB0TPCB13 for Online Transfers?

Once you have the IFSC Code YESB0TPCB13 for the Parwanoo Urban Coop Bank Sunder Nagar branch of Yes Bank in Mandi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0TPCB13. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0TPCB13.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Parwanoo Urban Coop Bank Sunder Nagar in Mandi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Parwanoo Urban Coop Bank Sunder Nagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mandi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Parwanoo Urban Coop Bank Sunder Nagar Mandi?

The IFSC Code of the Parwanoo Urban Coop Bank Sunder Nagar Mandi branch is YESB0TPCB13.

Is IFSC Code YESB0TPCB13 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Parwanoo Urban Coop Bank Sunder Nagar branch?

The branch is located at Nh-21, Mauza Bhojpur, Tehsil - Sunder Nagar, Distt- Mandi - 175002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.