There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Yes Bank for its Nagar Sahkari Bank Siswamunsi branch in Maharajganj, Partawal, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Yes Bank situated in Maharajganj or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code YESB0NSB004. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Nagar Sahkari Bank Siswamunsi, Maharajganj

Here are some of the key details that come with the IFSC Code YESB0NSB004 of Yes Bank for its branch located in Maharajganj, within the district of Partawal in the state of Uttar Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0NSB004
Branch Nagar Sahkari Bank Siswamunsi
City Maharajganj
District Partawal
State Uttar Pradesh
Address Main Market Siswamunsi Maharajganj - 273302

These details help users in online banking and for businesses and individuals who use Yes Bank in Maharajganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0NSB004 for the Nagar Sahkari Bank Siswamunsi branch of Yes Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Nagar Sahkari Bank Siswamunsi, Maharajganj, Uttar Pradesh, is provided with a unique IFSC like YESB0NSB004 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Maharajganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Maharajganj and Partawal.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in Nagar Sahkari Bank Siswamunsi do not get mixed with another location.

Format of the IFSC Code YESB0NSB004

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Yes Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nagar Sahkari Bank Siswamunsi in Maharajganj.

For example, the IFSC Code YESB0NSB004 of Yes Bank for the Nagar Sahkari Bank Siswamunsi branch includes these elements, identifying the bank and the branch location in Maharajganj and Uttar Pradesh accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0NSB004 of Yes Bank for its Nagar Sahkari Bank Siswamunsi branch located in Maharajganj, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Yes Bank branches in Maharajganj and Partawal, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Nagar Sahkari Bank Siswamunsi or Maharajganj to get the exact IFSC Code YESB0NSB004.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Maharajganj, you'll get the correct details.

How to Use IFSC Code YESB0NSB004 for Online Transfers?

Once you have the IFSC Code YESB0NSB004 for the Nagar Sahkari Bank Siswamunsi branch of Yes Bank in Maharajganj, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0NSB004. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0NSB004.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Nagar Sahkari Bank Siswamunsi in Maharajganj may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Yes Bank in Nagar Sahkari Bank Siswamunsi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Maharajganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Nagar Sahkari Bank Siswamunsi, Maharajganj?

The IFSC Code is YESB0NSB004.

Is the IFSC Code YESB0NSB004 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Nagar Sahkari Bank Siswamunsi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Nagar Sahkari Bank Siswamunsi branch?

The address of the branch is Main Market Siswamunsi Maharajganj - 273302 located in Maharajganj, Partawal, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.