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IFSC Code of Yes Bank, Nagar Sahkari Bank Shikarpur, Shikarpur, Uttar Pradesh — YESB0NSB012

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Nagar Sahkari Bank Shikarpur branch in Maharajganj, Shikarpur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Maharajganj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0NSB012. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Nagar Sahkari Bank Shikarpur, Maharajganj

Here are some of the key details that come with the IFSC Code YESB0NSB012 of Yes Bank for its branch located in Maharajganj, within the district of Shikarpur in the state of Uttar Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0NSB012
Branch Nagar Sahkari Bank Shikarpur
City Maharajganj
District Shikarpur
State Uttar Pradesh
Address Shikarpur, Shikarpur Chouk, Gorakhpur Road, Dist. Maharajganj - 273302

These details helps users in online banking and for businesses and individuals who use Yes Bank in Maharajganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0NSB012 for the Nagar Sahkari Bank Shikarpur branch of Yes Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Nagar Sahkari Bank Shikarpur, Maharajganj, Uttar Pradesh, is provided a unique IFSC like YESB0NSB012 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Yes Bank branch in Maharajganj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Maharajganj and Shikarpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Nagar Sahkari Bank Shikarpur do not get misguided to another person.

Format of the IFSC Code YESB0NSB012

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nagar Sahkari Bank Shikarpur in Maharajganj.

For example, the IFSC Code YESB0NSB012 of Yes Bank for the Nagar Sahkari Bank Shikarpur branch includes these elements, identifying the bank and the branch location in Maharajganj and Uttar Pradesh accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0NSB012 of Yes Bank for its Nagar Sahkari Bank Shikarpur branch located in Maharajganj, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in Maharajganj and Shikarpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Nagar Sahkari Bank Shikarpur or Maharajganj to get the exact IFSC Code YESB0NSB012.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Maharajganj, you'll get the correct details.

How to Use IFSC Code YESB0NSB012 for Online Transfers?

Once you have the IFSC Code YESB0NSB012 for the Nagar Sahkari Bank Shikarpur branch of Yes Bank in Maharajganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0NSB012. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0NSB012.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Nagar Sahkari Bank Shikarpur in Maharajganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Nagar Sahkari Bank Shikarpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Maharajganj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Nagar Sahkari Bank Shikarpur, Maharajganj?

The IFSC Code is YESB0NSB012.

Is the IFSC Code YESB0NSB012 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Nagar Sahkari Bank Shikarpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nagar Sahkari Bank Shikarpur branch?

The address of the branch is Shikarpur, Shikarpur Chouk, Gorakhpur Road, Dist. Maharajganj - 273302 located in Maharajganj, Shikarpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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