The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Patrakarpuram, Gomti Nagar, Lucknow branch in Lucknow, Lucknow, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Yes Bank located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0001361. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Yes Bank, Patrakarpuram, Gomti Nagar, Lucknow, Lucknow
Here are the main details that are associated with the IFSC Code YESB0001361 of Yes Bank for its branch located in Lucknow, within the district of Lucknow in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0001361 |
| Branch | Patrakarpuram, Gomti Nagar, Lucknow |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| Address | Ground Floor, B 5/21,(Patrakarpuram), Vishal Khand, Gomti Nagar, Lucknow, Uttar Pradesh-226010 |
These details are important not only for users using online banking but also for businesses and individuals who use Yes Bank in Lucknow for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code YESB0001361 for the Patrakarpuram, Gomti Nagar, Lucknow branch of Yes Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Patrakarpuram, Gomti Nagar, Lucknow, Lucknow, Uttar Pradesh, are allotted a unique IFSC like YESB0001361 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Lucknow.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Lucknow and Lucknow.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Yes Bank in Patrakarpuram, Gomti Nagar, Lucknow reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code YESB0001361
The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patrakarpuram, Gomti Nagar, Lucknow in Lucknow.
For example, the IFSC Code YESB0001361 of Yes Bank for the Patrakarpuram, Gomti Nagar, Lucknow branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh correctly.
How to Find IFSC Code for Yes Bank?
If you are trying to find the IFSC Code YESB0001361 of Yes Bank for its Patrakarpuram, Gomti Nagar, Lucknow branch located in Lucknow, the following methods can help:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in Lucknow and Lucknow, print them on the first page of your passbook.
Bank Website
Visit the official website of Yes Bank and navigate to the branch locator section. Search for Patrakarpuram, Gomti Nagar, Lucknow or Lucknow to get the exact IFSC Code YESB0001361.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Lucknow, you'll get the correct details.
How to Use IFSC Code YESB0001361 for Online Transfers?
If you have the IFSC Code YESB0001361 for the Patrakarpuram, Gomti Nagar, Lucknow branch of Yes Bank in Lucknow, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code YESB0001361. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Yes Bank IFSC Code YESB0001361.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Yes Bank Patrakarpuram, Gomti Nagar, Lucknow in Lucknow, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Yes Bank in Patrakarpuram, Gomti Nagar, Lucknow, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Lucknow manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Patrakarpuram, Gomti Nagar, Lucknow Lucknow branch is YESB0001361.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, B 5/21,(Patrakarpuram), Vishal Khand, Gomti Nagar, Lucknow, Uttar Pradesh-226010.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.