The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Ucb Lakhimpur Singhai branch in Lakhimpur Kheri, Singhai, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Yes Bank located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0LUBSNG. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Yes Bank, Ucb Lakhimpur Singhai, Lakhimpur Kheri
Here are the key points that are associated with the IFSC Code YESB0LUBSNG of Yes Bank for its branch located in Lakhimpur Kheri, within the district of Singhai in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0LUBSNG |
| Branch | Ucb Lakhimpur Singhai |
| City | Lakhimpur Kheri |
| District | Singhai |
| State | Uttar Pradesh |
| Address | Main Road, Singhai, Lakhimpur Kheri - 262905 |
These details helps users in online banking and for businesses and individuals who use Yes Bank in Lakhimpur Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0LUBSNG for the Ucb Lakhimpur Singhai branch of Yes Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Ucb Lakhimpur Singhai, Lakhimpur Kheri, Uttar Pradesh, is provided a unique IFSC like YESB0LUBSNG so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Yes Bank branch in Lakhimpur Kheri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur Kheri and Singhai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Ucb Lakhimpur Singhai do not get misguided to another person.
Format of the IFSC Code YESB0LUBSNG
The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ucb Lakhimpur Singhai in Lakhimpur Kheri.
For example, the IFSC Code YESB0LUBSNG of Yes Bank for the Ucb Lakhimpur Singhai branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh correctly.
How to Find IFSC Code for Yes Bank?
If you are trying to find the IFSC Code YESB0LUBSNG of Yes Bank for its Ucb Lakhimpur Singhai branch located in Lakhimpur Kheri, the following methods can help:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in Lakhimpur Kheri and Singhai, print them on the first page of your passbook.
Bank Website
Visit the official website of Yes Bank and navigate to the branch locator section. Search for Ucb Lakhimpur Singhai or Lakhimpur Kheri to get the exact IFSC Code YESB0LUBSNG.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Lakhimpur Kheri, you'll get the correct details.
How to Use IFSC Code YESB0LUBSNG for Online Transfers?
Once you have the IFSC Code YESB0LUBSNG for the Ucb Lakhimpur Singhai branch of Yes Bank in Lakhimpur Kheri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code YESB0LUBSNG. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0LUBSNG.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Ucb Lakhimpur Singhai in Lakhimpur Kheri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Ucb Lakhimpur Singhai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Kheri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ucb Lakhimpur Singhai Lakhimpur Kheri branch is YESB0LUBSNG.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Main Road, Singhai, Lakhimpur Kheri - 262905.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.