The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Ucb Lakhimpur Mohammdi branch in Lakhimpur Kheri, Mohammadi, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Yes Bank located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0LUBMOH. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Yes Bank, Ucb Lakhimpur Mohammdi, Lakhimpur Kheri

Here are the main details that are associated with the IFSC Code YESB0LUBMOH of Yes Bank for its branch located in Lakhimpur Kheri, within the district of Mohammadi in the state of Uttar Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0LUBMOH
Branch Ucb Lakhimpur Mohammdi
City Lakhimpur Kheri
District Mohammadi
State Uttar Pradesh
Address Mohalla Bazar Ganj, Mohammdi, Lakhimpur Kheri - 262804

These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in Lakhimpur Kheri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0LUBMOH for the Ucb Lakhimpur Mohammdi branch of Yes Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0LUBMOH is given to every bank branch, including Yes Bank located in Ucb Lakhimpur Mohammdi, Lakhimpur Kheri, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Lakhimpur Kheri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhimpur Kheri and Mohammadi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in Ucb Lakhimpur Mohammdi doesn't end up at another location.

Format of the IFSC Code YESB0LUBMOH

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Yes Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ucb Lakhimpur Mohammdi in Lakhimpur Kheri.

For example, the IFSC Code YESB0LUBMOH of Yes Bank for the Ucb Lakhimpur Mohammdi branch has these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh correctly.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0LUBMOH of Yes Bank for its Ucb Lakhimpur Mohammdi branch located in Lakhimpur Kheri, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in Lakhimpur Kheri and Mohammadi, print them on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Ucb Lakhimpur Mohammdi or Lakhimpur Kheri to get the exact IFSC Code YESB0LUBMOH.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Lakhimpur Kheri, you'll get the correct details.

How to Use IFSC Code YESB0LUBMOH for Online Transfers?

Once you have the IFSC Code YESB0LUBMOH for the Ucb Lakhimpur Mohammdi branch of Yes Bank in Lakhimpur Kheri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0LUBMOH. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0LUBMOH.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Ucb Lakhimpur Mohammdi in Lakhimpur Kheri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Ucb Lakhimpur Mohammdi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lakhimpur Kheri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Ucb Lakhimpur Mohammdi Lakhimpur Kheri?

The IFSC Code of the Ucb Lakhimpur Mohammdi Lakhimpur Kheri branch is YESB0LUBMOH.

Is IFSC Code YESB0LUBMOH permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Ucb Lakhimpur Mohammdi branch?

The branch is located at Mohalla Bazar Ganj, Mohammdi, Lakhimpur Kheri - 262804.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.