Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Ucb Lakhimpur Gola Gokarnnath branch in Lakhimpur Kheri, Gola Gokaran Nath, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0LUBGOL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Ucb Lakhimpur Gola Gokarnnath, Lakhimpur Kheri

Here are the key points that are associated with the IFSC Code YESB0LUBGOL of Yes Bank for its branch located in Lakhimpur Kheri, within the district of Gola Gokaran Nath in the state of Uttar Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0LUBGOL
Branch Ucb Lakhimpur Gola Gokarnnath
City Lakhimpur Kheri
District Gola Gokaran Nath
State Uttar Pradesh
Address Mohammdi Road, Gola Gokarnnath, Lakhimpur Kheri - 262802

These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in Lakhimpur Kheri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0LUBGOL for the Ucb Lakhimpur Gola Gokarnnath branch of Yes Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Ucb Lakhimpur Gola Gokarnnath, Lakhimpur Kheri, Uttar Pradesh, are allotted a unique IFSC like YESB0LUBGOL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Lakhimpur Kheri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Lakhimpur Kheri and Gola Gokaran Nath.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Yes Bank in Ucb Lakhimpur Gola Gokarnnath reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code YESB0LUBGOL

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Yes Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ucb Lakhimpur Gola Gokarnnath in Lakhimpur Kheri.

For example, the IFSC Code YESB0LUBGOL of Yes Bank for the Ucb Lakhimpur Gola Gokarnnath branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh accurately.

How to Find IFSC Code for Yes Bank?

To find the IFSC Code YESB0LUBGOL of Yes Bank for its Ucb Lakhimpur Gola Gokarnnath branch located in Lakhimpur Kheri, the following methods can help you out:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Yes Bank branches in Lakhimpur Kheri and Gola Gokaran Nath, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Yes Bank and go to the branch locator section. Then search for Ucb Lakhimpur Gola Gokarnnath or Lakhimpur Kheri to find the exact IFSC Code YESB0LUBGOL.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Yes Bank and Lakhimpur Kheri will provide accurate information.

How to Use IFSC Code YESB0LUBGOL for Online Transfers?

Once you have the IFSC Code YESB0LUBGOL for the Ucb Lakhimpur Gola Gokarnnath branch of Yes Bank in Lakhimpur Kheri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0LUBGOL. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0LUBGOL.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Ucb Lakhimpur Gola Gokarnnath in Lakhimpur Kheri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Yes Bank in Ucb Lakhimpur Gola Gokarnnath, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Lakhimpur Kheri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank Ucb Lakhimpur Gola Gokarnnath Lakhimpur Kheri?

The IFSC Code of the Ucb Lakhimpur Gola Gokarnnath Lakhimpur Kheri branch is YESB0LUBGOL.

Is IFSC Code YESB0LUBGOL permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Yes Bank Ucb Lakhimpur Gola Gokarnnath branch?

The branch is located at Mohammdi Road, Gola Gokarnnath, Lakhimpur Kheri - 262802.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.