There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Yes Bank for its Gandhi Coop Urban Bank Azithsingngr branch in Krishna, Vijayawada, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Yes Bank situated in Krishna or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code YESB0GCUB04. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Gandhi Coop Urban Bank Azithsingngr, Krishna

Here are some of the key details that come with the IFSC Code YESB0GCUB04 of Yes Bank for its branch located in Krishna, within the district of Vijayawada in the state of Andhra Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0GCUB04
Branch Gandhi Coop Urban Bank Azithsingngr
City Krishna
District Vijayawada
State Andhra Pradesh
Address Door No 43-142-5, Pipula Road, Azit Singh Nagar, Vijayawada -520015

These details helps users in online banking and for businesses and individuals who use Yes Bank in Krishna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0GCUB04 for the Gandhi Coop Urban Bank Azithsingngr branch of Yes Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Yes Bank located in Gandhi Coop Urban Bank Azithsingngr, Krishna, Andhra Pradesh, are allotted a unique IFSC like YESB0GCUB04 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Krishna.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Krishna and Vijayawada.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Yes Bank in Gandhi Coop Urban Bank Azithsingngr reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code YESB0GCUB04

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gandhi Coop Urban Bank Azithsingngr in Krishna.

For example, the IFSC Code YESB0GCUB04 of Yes Bank for the Gandhi Coop Urban Bank Azithsingngr branch includes these elements, identifying the bank and the branch location in Krishna and Andhra Pradesh accurately.

How to Find IFSC Code for Yes Bank?

If you are looking for the IFSC Code YESB0GCUB04 of Yes Bank for its Gandhi Coop Urban Bank Azithsingngr branch located in Krishna, the following methods can help:

Cheque Book

The cheque book that is issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Yes Bank branches in Krishna and Vijayawada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Yes Bank and look for the branch locator section, then search for Gandhi Coop Urban Bank Azithsingngr or Krishna to get the exact IFSC Code YESB0GCUB04.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Yes Bank and Krishna, then it will provide you proper information.

How to Use IFSC Code YESB0GCUB04 for Online Transfers?

Once you have the IFSC Code YESB0GCUB04 for the Gandhi Coop Urban Bank Azithsingngr branch of Yes Bank in Krishna, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0GCUB04. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0GCUB04.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Gandhi Coop Urban Bank Azithsingngr in Krishna, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Gandhi Coop Urban Bank Azithsingngr, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Krishna manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Gandhi Coop Urban Bank Azithsingngr, Krishna?

The IFSC Code is YESB0GCUB04.

Is the IFSC Code YESB0GCUB04 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Gandhi Coop Urban Bank Azithsingngr?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gandhi Coop Urban Bank Azithsingngr branch?

The address of the branch is Door No 43-142-5, Pipula Road, Azit Singh Nagar, Vijayawada -520015 located in Krishna, Vijayawada, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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