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IFSC Code of Yes Bank, Kolkata Lake Town, Kolkata, West Bengal — YESB0000760

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Kolkata Lake Town branch in Kolkata, Kolkata, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Yes Bank located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code YESB0000760. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Yes Bank, Kolkata Lake Town, Kolkata

Here are the main details that are associated with the IFSC Code YESB0000760 of Yes Bank for its branch located in Kolkata, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Yes Bank
IFSC Code YESB0000760
Branch Kolkata Lake Town
City Kolkata
District Kolkata
State West Bengal
Address Ground Flr,P901,Block A,Lake Town,Kolkata,West Bengal,700089

These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Kolkata for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0000760 for the Kolkata Lake Town branch of Yes Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Kolkata Lake Town, Kolkata, West Bengal, is provided a unique IFSC like YESB0000760 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Yes Bank branch in Kolkata.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kolkata and Kolkata.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Kolkata Lake Town do not get misguided to another person.

Format of the IFSC Code YESB0000760

The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kolkata Lake Town in Kolkata.

For example, the IFSC Code YESB0000760 of Yes Bank for the Kolkata Lake Town branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal correctly.

How to Find IFSC Code for Yes Bank?

To find the IFSC Code YESB0000760 of Yes Bank for its Kolkata Lake Town branch located in Kolkata, the following methods can help you out:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Yes Bank branches in Kolkata and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Yes Bank and go to the branch locator section. Then search for Kolkata Lake Town or Kolkata to find the exact IFSC Code YESB0000760.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Yes Bank and Kolkata will provide accurate information.

How to Use IFSC Code YESB0000760 for Online Transfers?

Once you have the IFSC Code YESB0000760 for the Kolkata Lake Town branch of Yes Bank in Kolkata, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0000760. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0000760.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Yes Bank Kolkata Lake Town in Kolkata may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Kolkata Lake Town, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kolkata manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Kolkata Lake Town, Kolkata?

The IFSC Code is YESB0000760.

Is the IFSC Code YESB0000760 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Kolkata Lake Town?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kolkata Lake Town branch?

The address of the branch is Ground Flr,P901,Block A,Lake Town,Kolkata,West Bengal,700089 located in Kolkata, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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