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IFSC Code of Yes Bank, Shri Adinath Co Operative Bank Ltd, Ichalkaranji, Maharashtra — YESB0CSAC01

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Yes Bank for its Shri Adinath Co Operative Bank Ltd branch in Kolhapur, Ichalkaranji, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Yes Bank located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code YESB0CSAC01. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Shri Adinath Co Operative Bank Ltd, Kolhapur

Here are some of the key details that come with the IFSC Code YESB0CSAC01 of Yes Bank for its branch located in Kolhapur, within the district of Ichalkaranji in the state of Maharashtra.

Particulars Details
Bank Yes Bank
IFSC Code YESB0CSAC01
Branch Shri Adinath Co Operative Bank Ltd
City Kolhapur
District Ichalkaranji
State Maharashtra
Address Head Office -7/23,24,Adat Peth,Janata Chowk,Ichalkaranji,Dist-Kolhapur,Pin-416115

These details helps users in online banking and for businesses and individuals who use Yes Bank in Kolhapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0CSAC01 for the Shri Adinath Co Operative Bank Ltd branch of Yes Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0CSAC01 is given to every bank branch, including Yes Bank located in Shri Adinath Co Operative Bank Ltd, Kolhapur, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Kolhapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kolhapur and Ichalkaranji.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in Shri Adinath Co Operative Bank Ltd doesn't end up at another location.

Format of the IFSC Code YESB0CSAC01

The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Adinath Co Operative Bank Ltd in Kolhapur.

For example, the IFSC Code YESB0CSAC01 of Yes Bank for the Shri Adinath Co Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra correctly.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0CSAC01 of Yes Bank for its Shri Adinath Co Operative Bank Ltd branch located in Kolhapur, the following methods can help:

Cheque Book

The cheque books that are issued by Yes Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Yes Bank branches in Kolhapur and Ichalkaranji, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Yes Bank and find the branch locator section. Search for Shri Adinath Co Operative Bank Ltd or Kolhapur to get the exact IFSC Code YESB0CSAC01.

Mobile Banking App

If you use Yes Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Yes Bank and Kolhapur that will provide accurate information.

How to Use IFSC Code YESB0CSAC01 for Online Transfers?

Once you have the IFSC Code YESB0CSAC01 for the Shri Adinath Co Operative Bank Ltd branch of Yes Bank in Kolhapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code YESB0CSAC01. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Yes Bank IFSC Code YESB0CSAC01.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Yes Bank Shri Adinath Co Operative Bank Ltd in Kolhapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Shri Adinath Co Operative Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kolhapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Shri Adinath Co Operative Bank Ltd, Kolhapur?

The IFSC Code is YESB0CSAC01.

Is the IFSC Code YESB0CSAC01 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Shri Adinath Co Operative Bank Ltd?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shri Adinath Co Operative Bank Ltd branch?

The address of the branch is Head Office -7/23,24,Adat Peth,Janata Chowk,Ichalkaranji,Dist-Kolhapur,Pin-416115 located in Kolhapur, Ichalkaranji, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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