Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Jawahar Sahakari Bank Ltd branch in Kolhapur, Hupari, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code YESB0JCBH01. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Yes Bank, Jawahar Sahakari Bank Ltd, Kolhapur
Here are the main details that are associated with the IFSC Code YESB0JCBH01 of Yes Bank for its branch located in Kolhapur, within the district of Hupari in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0JCBH01 |
| Branch | Jawahar Sahakari Bank Ltd |
| City | Kolhapur |
| District | Hupari |
| State | Maharashtra |
| Address | Kallappanna Awade Nagar, Jawahar Shetakarisah.Karkhana(Yalgud),Tal-Hatkanangale,Dist-Kolhapur, Maharashtra.Pin-416236. |
These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Kolhapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0JCBH01 for the Jawahar Sahakari Bank Ltd branch of Yes Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Jawahar Sahakari Bank Ltd, Kolhapur, Maharashtra, is provided with a unique IFSC like YESB0JCBH01 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Yes Bank branch in Kolhapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kolhapur and Hupari.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in Jawahar Sahakari Bank Ltd do not get mixed with another location.
Format of the IFSC Code YESB0JCBH01
This is the format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Yes Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jawahar Sahakari Bank Ltd in Kolhapur.
For example, the IFSC Code YESB0JCBH01 of Yes Bank for the Jawahar Sahakari Bank Ltd branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra accurately.
How to Find IFSC Code for Yes Bank?
If you are looking for the IFSC Code YESB0JCBH01 of Yes Bank for its Jawahar Sahakari Bank Ltd branch located in Kolhapur, the following methods can help:
Cheque Book
The cheque book that is issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Yes Bank branches in Kolhapur and Hupari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Yes Bank and look for the branch locator section, then search for Jawahar Sahakari Bank Ltd or Kolhapur to get the exact IFSC Code YESB0JCBH01.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Yes Bank and Kolhapur, then it will provide you proper information.
How to Use IFSC Code YESB0JCBH01 for Online Transfers?
Once you have the IFSC Code YESB0JCBH01 for the Jawahar Sahakari Bank Ltd branch of Yes Bank in Kolhapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code YESB0JCBH01. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0JCBH01.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Jawahar Sahakari Bank Ltd in Kolhapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Jawahar Sahakari Bank Ltd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kolhapur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0JCBH01.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kallappanna Awade Nagar, Jawahar Shetakarisah.Karkhana(Yalgud),Tal-Hatkanangale,Dist-Kolhapur, Maharashtra.Pin-416236. located in Kolhapur, Hupari, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.