For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Yes Bank for its The Gauhati Coop Urban Bank Ltd branch in Kamrup Metropolitan, Guwahati, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Yes Bank located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code YESB0GAUCB1. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Yes Bank, The Gauhati Coop Urban Bank Ltd, Kamrup Metropolitan
Here are the key points that are associated with the IFSC Code YESB0GAUCB1 of Yes Bank for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0GAUCB1 |
| Branch | The Gauhati Coop Urban Bank Ltd |
| City | Kamrup Metropolitan |
| District | Guwahati |
| State | Assam |
| Address | Baijnath Bhawan, Chatri Bari Road, Guwahati - 781001 |
These details are essential not only for online banking users but also for businesses and individuals who use Yes Bank in Kamrup Metropolitan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0GAUCB1 for the The Gauhati Coop Urban Bank Ltd branch of Yes Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0GAUCB1 is given to every bank branch, including Yes Bank located in The Gauhati Coop Urban Bank Ltd, Kamrup Metropolitan, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Yes Bank branch in Kamrup Metropolitan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kamrup Metropolitan and Guwahati.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in The Gauhati Coop Urban Bank Ltd doesn't end up at another location.
Format of the IFSC Code YESB0GAUCB1
The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Gauhati Coop Urban Bank Ltd in Kamrup Metropolitan.
For example, the IFSC Code YESB0GAUCB1 of Yes Bank for the The Gauhati Coop Urban Bank Ltd branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam accurately.
How to Find IFSC Code for Yes Bank?
To find the IFSC Code YESB0GAUCB1 of Yes Bank for its The Gauhati Coop Urban Bank Ltd branch located in Kamrup Metropolitan, the following methods can help you out:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Yes Bank branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Yes Bank and go to the branch locator section. Then search for The Gauhati Coop Urban Bank Ltd or Kamrup Metropolitan to find the exact IFSC Code YESB0GAUCB1.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Yes Bank and Kamrup Metropolitan will provide accurate information.
How to Use IFSC Code YESB0GAUCB1 for Online Transfers?
Once you have the IFSC Code YESB0GAUCB1 for the The Gauhati Coop Urban Bank Ltd branch of Yes Bank in Kamrup Metropolitan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code YESB0GAUCB1. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0GAUCB1.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank The Gauhati Coop Urban Bank Ltd in Kamrup Metropolitan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in The Gauhati Coop Urban Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kamrup Metropolitan to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0GAUCB1.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Baijnath Bhawan, Chatri Bari Road, Guwahati - 781001 located in Kamrup Metropolitan, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.