For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Yes Bank for its Gajraula, Uttar Pradesh branch in Jyotiba Phule Nagar, Gajraula, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Yes Bank located in Jyotiba Phule Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code YESB0000087. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Gajraula, Uttar Pradesh, Jyotiba Phule Nagar

Below in the table are the key details related to IFSC Code YESB0000087 of Yes Bank for its branch located in Jyotiba Phule Nagar, within the district of Gajraula in the state of Uttar Pradesh.

Particulars Details
Bank Yes Bank
IFSC Code YESB0000087
Branch Gajraula, Uttar Pradesh
City Jyotiba Phule Nagar
District Gajraula
State Uttar Pradesh
Address Shop No 74, Indra Chowk, Kavi Nagar, , , Gajraula, Uttar Pradesh-244235

These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in Jyotiba Phule Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0000087 for the Gajraula, Uttar Pradesh branch of Yes Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Gajraula, Uttar Pradesh, Jyotiba Phule Nagar, Uttar Pradesh, is provided a unique IFSC like YESB0000087 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Yes Bank branch in Jyotiba Phule Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jyotiba Phule Nagar and Gajraula.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Gajraula, Uttar Pradesh do not get misguided to another person.

Format of the IFSC Code YESB0000087

The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gajraula, Uttar Pradesh in Jyotiba Phule Nagar.

For example, the IFSC Code YESB0000087 of Yes Bank for the Gajraula, Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Jyotiba Phule Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0000087 of Yes Bank for its Gajraula, Uttar Pradesh branch located in Jyotiba Phule Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Yes Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Yes Bank branches in Jyotiba Phule Nagar and Gajraula, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Yes Bank and find the branch locator section. Search for Gajraula, Uttar Pradesh or Jyotiba Phule Nagar to get the exact IFSC Code YESB0000087.

Mobile Banking App

If you use Yes Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Yes Bank and Jyotiba Phule Nagar that will provide accurate information.

How to Use IFSC Code YESB0000087 for Online Transfers?

Once you have the IFSC Code YESB0000087 for the Gajraula, Uttar Pradesh branch of Yes Bank in Jyotiba Phule Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0000087. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0000087.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Gajraula, Uttar Pradesh in Jyotiba Phule Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Gajraula, Uttar Pradesh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jyotiba Phule Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Gajraula, Uttar Pradesh, Jyotiba Phule Nagar?

The IFSC Code is YESB0000087.

Is the IFSC Code YESB0000087 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Gajraula, Uttar Pradesh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gajraula, Uttar Pradesh branch?

The address of the branch is Shop No 74, Indra Chowk, Kavi Nagar, , , Gajraula, Uttar Pradesh-244235 located in Jyotiba Phule Nagar, Gajraula, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.