For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Yes Bank for its Konoklota Mahila Urban Cooperative Bank branch in Jorhat, Jorhat, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Yes Bank located in Jorhat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code YESB0KMUCB1. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Yes Bank, Konoklota Mahila Urban Cooperative Bank, Jorhat
Here are the main details that are associated with the IFSC Code YESB0KMUCB1 of Yes Bank for its branch located in Jorhat, within the district of Jorhat in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0KMUCB1 |
| Branch | Konoklota Mahila Urban Cooperative Bank |
| City | Jorhat |
| District | Jorhat |
| State | Assam |
| Address | Sahid Konoklota Baruah Bhawan,Gar Ali, Jorhat, Pin 785001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Yes Bank in Jorhat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0KMUCB1 for the Konoklota Mahila Urban Cooperative Bank branch of Yes Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like YESB0KMUCB1 is given to every bank branch, including Yes Bank located in Konoklota Mahila Urban Cooperative Bank, Jorhat, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Yes Bank branch in Jorhat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jorhat and Jorhat.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Yes Bank in Konoklota Mahila Urban Cooperative Bank doesn't end up at another location.
Format of the IFSC Code YESB0KMUCB1
The format of the IFSC Code for banks, including Yes Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Konoklota Mahila Urban Cooperative Bank in Jorhat.
For example, the IFSC Code YESB0KMUCB1 of Yes Bank for the Konoklota Mahila Urban Cooperative Bank branch includes these elements, identifying the bank and the branch location in Jorhat and Assam correctly.
How to Find IFSC Code for Yes Bank?
If you are looking for the IFSC Code YESB0KMUCB1 of Yes Bank for its Konoklota Mahila Urban Cooperative Bank branch located in Jorhat, the following methods can help:
Cheque Book
The cheque book that is issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Yes Bank branches in Jorhat and Jorhat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Yes Bank and look for the branch locator section, then search for Konoklota Mahila Urban Cooperative Bank or Jorhat to get the exact IFSC Code YESB0KMUCB1.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Yes Bank and Jorhat, then it will provide you proper information.
How to Use IFSC Code YESB0KMUCB1 for Online Transfers?
Once you have the IFSC Code YESB0KMUCB1 for the Konoklota Mahila Urban Cooperative Bank branch of Yes Bank in Jorhat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code YESB0KMUCB1. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0KMUCB1.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Konoklota Mahila Urban Cooperative Bank in Jorhat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Yes Bank in Konoklota Mahila Urban Cooperative Bank, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jorhat manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0KMUCB1.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sahid Konoklota Baruah Bhawan,Gar Ali, Jorhat, Pin 785001 located in Jorhat, Jorhat, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.