There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Yes Bank for its Citizens Coop Bank Jammu Talabtillo branch in Jammu, Talab-Tillo, Jammu And Kashmir, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Yes Bank situated in Jammu or anywhere in Jammu And Kashmir can easily transfer funds instantly by using the correct IFSC Code YESB0CJ0116. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Citizens Coop Bank Jammu Talabtillo, Jammu

Here are the main details that are associated with the IFSC Code YESB0CJ0116 of Yes Bank for its branch located in Jammu, within the district of Talab-Tillo in the state of Jammu And Kashmir.

Particulars Details
Bank Yes Bank
IFSC Code YESB0CJ0116
Branch Citizens Coop Bank Jammu Talabtillo
City Jammu
District Talab-Tillo
State Jammu And Kashmir
Address Jawahar Nagar, Talab Tillo, Jammu-180002

These details help users in online banking and for businesses and individuals who use Yes Bank in Jammu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0CJ0116 for the Citizens Coop Bank Jammu Talabtillo branch of Yes Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Citizens Coop Bank Jammu Talabtillo, Jammu, Jammu And Kashmir, is provided a unique IFSC like YESB0CJ0116 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Yes Bank branch in Jammu.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jammu and Talab-Tillo.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Yes Bank in Citizens Coop Bank Jammu Talabtillo do not get misguided to another person.

Format of the IFSC Code YESB0CJ0116

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Yes Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Citizens Coop Bank Jammu Talabtillo in Jammu.

For example, the IFSC Code YESB0CJ0116 of Yes Bank for the Citizens Coop Bank Jammu Talabtillo branch has these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir correctly.

How to Find IFSC Code for Yes Bank?

If you are looking for the IFSC Code YESB0CJ0116 of Yes Bank for its Citizens Coop Bank Jammu Talabtillo branch located in Jammu, the following methods can help:

Cheque Book

The cheque book that is issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Yes Bank branches in Jammu and Talab-Tillo, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Yes Bank and look for the branch locator section, then search for Citizens Coop Bank Jammu Talabtillo or Jammu to get the exact IFSC Code YESB0CJ0116.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Yes Bank and Jammu, then it will provide you proper information.

How to Use IFSC Code YESB0CJ0116 for Online Transfers?

Once you have the IFSC Code YESB0CJ0116 for the Citizens Coop Bank Jammu Talabtillo branch of Yes Bank in Jammu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0CJ0116. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0CJ0116.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Citizens Coop Bank Jammu Talabtillo in Jammu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Citizens Coop Bank Jammu Talabtillo, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jammu to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Citizens Coop Bank Jammu Talabtillo, Jammu?

The IFSC Code is YESB0CJ0116.

Is the IFSC Code YESB0CJ0116 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Citizens Coop Bank Jammu Talabtillo?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Citizens Coop Bank Jammu Talabtillo branch?

The address of the branch is Jawahar Nagar, Talab Tillo, Jammu-180002 located in Jammu, Talab-Tillo, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.