The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Shri Gajanan Maharaj Ucb Walsawangi branch in Jalna, Walsavangi, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Yes Bank located in Jalna or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code YESB0GMUB04. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Yes Bank, Shri Gajanan Maharaj Ucb Walsawangi, Jalna
The table below shows the main details of the IFSC Code YESB0GMUB04 for the Yes Bank branch in Jalna, which falls under the Walsavangi district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0GMUB04 |
| Branch | Shri Gajanan Maharaj Ucb Walsawangi |
| City | Jalna |
| District | Walsavangi |
| State | Maharashtra |
| Address | Walsawangi 431132 |
These details help users in online banking and for businesses and individuals who use Yes Bank in Jalna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0GMUB04 for the Shri Gajanan Maharaj Ucb Walsawangi branch of Yes Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Shri Gajanan Maharaj Ucb Walsawangi, Jalna, Maharashtra, is provided with a unique IFSC like YESB0GMUB04 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Yes Bank branch in Jalna.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jalna and Walsavangi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in Shri Gajanan Maharaj Ucb Walsawangi do not get mixed with another location.
Format of the IFSC Code YESB0GMUB04
The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shri Gajanan Maharaj Ucb Walsawangi in Jalna.
For example, the IFSC Code YESB0GMUB04 of Yes Bank for the Shri Gajanan Maharaj Ucb Walsawangi branch includes these elements, identifying the bank and the branch location in Jalna and Maharashtra accurately.
How to Find IFSC Code for Yes Bank?
To find the IFSC Code YESB0GMUB04 of Yes Bank for its Shri Gajanan Maharaj Ucb Walsawangi branch located in Jalna, the following methods can help you out:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Yes Bank branches in Jalna and Walsavangi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Yes Bank and go to the branch locator section. Then search for Shri Gajanan Maharaj Ucb Walsawangi or Jalna to find the exact IFSC Code YESB0GMUB04.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Yes Bank and Jalna will provide accurate information.
How to Use IFSC Code YESB0GMUB04 for Online Transfers?
Once you have the IFSC Code YESB0GMUB04 for the Shri Gajanan Maharaj Ucb Walsawangi branch of Yes Bank in Jalna, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code YESB0GMUB04. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0GMUB04.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Shri Gajanan Maharaj Ucb Walsawangi in Jalna, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Shri Gajanan Maharaj Ucb Walsawangi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jalna to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is YESB0GMUB04.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Walsawangi 431132 located in Jalna, Walsavangi, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.