The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Yes Bank for its Chikhli Urban Coop Bank Jalna branch in Jalna, Jalna, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Yes Bank located in Jalna or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code YESB0CCUB11. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Yes Bank, Chikhli Urban Coop Bank Jalna, Jalna
Below in the table are the key details related to IFSC Code YESB0CCUB11 of Yes Bank for its branch located in Jalna, within the district of Jalna in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Yes Bank |
| IFSC Code | YESB0CCUB11 |
| Branch | Chikhli Urban Coop Bank Jalna |
| City | Jalna |
| District | Jalna |
| State | Maharashtra |
| Address | Jindal Market 431203 |
These details are important not only for users using online banking but also for businesses and individuals who use Yes Bank in Jalna for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code YESB0CCUB11 for the Chikhli Urban Coop Bank Jalna branch of Yes Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Chikhli Urban Coop Bank Jalna, Jalna, Maharashtra, is provided with a unique IFSC like YESB0CCUB11 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Yes Bank branch in Jalna.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jalna and Jalna.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in Chikhli Urban Coop Bank Jalna do not get mixed with another location.
Format of the IFSC Code YESB0CCUB11
The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chikhli Urban Coop Bank Jalna in Jalna.
For example, the IFSC Code YESB0CCUB11 of Yes Bank for the Chikhli Urban Coop Bank Jalna branch includes these elements, identifying the bank and the branch location in Jalna and Maharashtra accurately.
How to Find IFSC Code for Yes Bank?
If you are trying to find the IFSC Code YESB0CCUB11 of Yes Bank for its Chikhli Urban Coop Bank Jalna branch located in Jalna, the following methods can help:
Cheque Book
The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Yes Bank branches in Jalna and Jalna, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Yes Bank and navigate to the branch locator section. Search for Chikhli Urban Coop Bank Jalna or Jalna to get the exact IFSC Code YESB0CCUB11.
Mobile Banking App
If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Jalna, you'll get the correct details.
How to Use IFSC Code YESB0CCUB11 for Online Transfers?
Once you have the IFSC Code YESB0CCUB11 for the Chikhli Urban Coop Bank Jalna branch of Yes Bank in Jalna, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code YESB0CCUB11. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0CCUB11.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Chikhli Urban Coop Bank Jalna in Jalna, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Yes Bank in Chikhli Urban Coop Bank Jalna, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Yes Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jalna manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chikhli Urban Coop Bank Jalna Jalna branch is YESB0CCUB11.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Jindal Market 431203.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.