Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Yes Bank for its Chikhli Urban Coop Bank Ambad branch in Jalna, Ambad, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Yes Bank located in Jalna or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code YESB0CCUB12. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Yes Bank, Chikhli Urban Coop Bank Ambad, Jalna

Here are some of the key details that come with the IFSC Code YESB0CCUB12 of Yes Bank for its branch located in Jalna, within the district of Ambad in the state of Maharashtra.

Particulars Details
Bank Yes Bank
IFSC Code YESB0CCUB12
Branch Chikhli Urban Coop Bank Ambad
City Jalna
District Ambad
State Maharashtra
Address Chakri Chowk At Po.Ambad 431204

These details helps users in online banking and for businesses and individuals who use Yes Bank in Jalna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code YESB0CCUB12 for the Chikhli Urban Coop Bank Ambad branch of Yes Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Yes Bank located in Chikhli Urban Coop Bank Ambad, Jalna, Maharashtra, is provided with a unique IFSC like YESB0CCUB12 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Yes Bank branch in Jalna.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalna and Ambad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Yes Bank in Chikhli Urban Coop Bank Ambad do not get mixed with another location.

Format of the IFSC Code YESB0CCUB12

The format of the IFSC Code for banks, including Yes Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Yes Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chikhli Urban Coop Bank Ambad in Jalna.

For example, the IFSC Code YESB0CCUB12 of Yes Bank for the Chikhli Urban Coop Bank Ambad branch includes these elements, identifying the bank and the branch location in Jalna and Maharashtra accurately.

How to Find IFSC Code for Yes Bank?

If you are trying to find the IFSC Code YESB0CCUB12 of Yes Bank for its Chikhli Urban Coop Bank Ambad branch located in Jalna, the following methods can help:

Cheque Book

The cheque book issued by Yes Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Yes Bank branches in Jalna and Ambad, print them on the first page of your passbook.

Bank Website

Visit the official website of Yes Bank and navigate to the branch locator section. Search for Chikhli Urban Coop Bank Ambad or Jalna to get the exact IFSC Code YESB0CCUB12.

Mobile Banking App

If you use Yes Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Yes Bank and Jalna, you'll get the correct details.

How to Use IFSC Code YESB0CCUB12 for Online Transfers?

Once you have the IFSC Code YESB0CCUB12 for the Chikhli Urban Coop Bank Ambad branch of Yes Bank in Jalna, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code YESB0CCUB12. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Yes Bank IFSC Code YESB0CCUB12.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Yes Bank Chikhli Urban Coop Bank Ambad in Jalna, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Yes Bank in Chikhli Urban Coop Bank Ambad, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Yes Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalna manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Yes Bank in Chikhli Urban Coop Bank Ambad, Jalna?

The IFSC Code is YESB0CCUB12.

Is the IFSC Code YESB0CCUB12 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Yes Bank Chikhli Urban Coop Bank Ambad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chikhli Urban Coop Bank Ambad branch?

The address of the branch is Chakri Chowk At Po.Ambad 431204 located in Jalna, Ambad, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.